Covington City property record for 409 S Royal Ave, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,177 sqft · built 1950 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,800 (Jun 2005) |
| Tax Bill | $544 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 17-43A-15 |
| Primary APN | 17-43A-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,177 sqft Living Area |
| Gross Area | 2,481 sqft |
| 1st Floor Area | 1,177 sqft |
| Basement Area | 1,177 sqft |
| Flooring | Softwood |
| Interior Walls | Wood |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 112 sqft |
| Poultry House | 15 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2740 |
|---|---|
| Street Address | 409 S ROYAL AVE |
| City | COVINGTON |
| State | VA |
| Zip | 24426-1904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ARLINGTON CT LOT 15 BLK 3A |
| Legal Subdivision | ARLINGTON CT |
| Legal Block | 3A |
| Legal Lot Number | 15 |
| Jurisdiction | COVINGTON CITY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 60200 |
409 S Royal Ave is owned by an individual who bought it in June 2005.
Source: Covington City records, as of May 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 926, COVINGTON, VA 24426-0926 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2005 · Amount on File |
| Deed Sale | Jun 15, 2005 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 409 S Royal Ave was $544.
Source: Covington City assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Covington City |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $544.00 | $64,000 Land $6,000 Building $58,000 | $64,000 Land $6,000 Building $58,000 |
| 2023 | $544.00 | $64,000 Land $6,000 Building $58,000 | $64,000 Land $6,000 Building $58,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 S Royal Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 96 (1985–2016) |
| Claims Outside the SFHA | 27 of 96 |
| Most Recent Claim | Jun 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 S Royal Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON serves 5,961 people · EPA ID VA2580100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Mar 2024 |
| Monitoring and Reporting | 36 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Glo Fiber Cable · Fiber in parts of the area | 1,200 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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