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409 S Ross St, Versailles, MO 65084 Property Records

Morgan County property record for 409 S Ross St, Versailles, MO 65084

Property Summary

Property TypeSingle Family Home
Details912 sqft · built 1958
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on File
Last Sale$127,400 (Jun 2026)
Tax Bill$420 (2025)
Deeds & MortgagesJun 2026 Transfer
Jun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN12-3.0-06-300-034-007.000

Property Details

APN / Parcel Number

Primary APN12-3.0-06-300-034-007.000

Interior

Building Area912 sqft Living Area
1st Floor Area912 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Roof TypeGable
Roof MaterialMetal
Lot Area9,600 sqft (0.22 acres)
Lot Dimensions120 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address409 S ROSS ST
CityVERSAILLES
StateMO
Zip65084-1903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 & S 15 LOT 9 BLK 5 GLENDALE ADD TO VERS 80 X 120
Legal Range17
Legal Township42
Legal Section6
Legal SubdivisionGLENDALE ADD TO VERS
Legal Block5
Legal Lot Number12,9
JurisdictionMORGAN MO
Township / Civil DivisionMOREAU
Census Block Group2
Census Block2048
Census Tract470300

Owner

409 S Ross St is owned and occupied by an individual who bought it in June 2026.

Source: Morgan County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address409 S ROSS ST, VERSAILLES, MO 65084-1903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 1, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on File
Deed SaleJun 1, 2026 · Amount on File
Prior SaleDec 14, 2021
Deed Document Number20262662
Prior Transfer DateMay 29, 2026
Prior Transfer Doc0000002677
Record UpdatedSep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMORGAN MO
Recording DateJun 1, 2026
Property Address409 S ROSS ST, VERSAILLES, MO 65084-1903
Document Number0000002677
Instrument DateMay 29, 2026
Instrument20262677
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address814 JEFFERSON ST, VERSAILLES, MO 65084-2160

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORGAN MO
Recording DateJun 1, 2026
Property Address409 S ROSS ST, VERSAILLES, MO 65084-1903
Document Number0000002662
Instrument DateMay 28, 2026
Instrument20262662
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyHUBBARD-KAVANAUGH TITLE COMPANY, HUBBARD-KAVANAUGH TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S ROSS ST, VERSAILLES, MO 65084-1903

Mortgage

Document Number0000002676,
DateJun 1, 2026
Instrument20262676
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 409 S Ross St was $420, up 8.5% from the year before.

Source: Morgan County assessment roll, as of July 30, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyMorgan County
MunicipalityVersailles City
Unified School DistrictMorgan County R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$420.00 (+8.53%)$9,690 Land $1,824 Building $7,866$51,000 (-) Land $9,600 Building $41,400
2024$387.00 (-1.02%)$51,000 Land $9,600 Building $41,400
2023$391.00 (+0.51%)$8,720
2022$389.00$45,900 Land $8,500 Building $37,400
2011$331.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 S Ross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 S Ross St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERSAILLES PWS
serves 2,539 people · EPA ID MO3010819
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Co-Mo Connect
Fiber		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
Wave Internet Technologies
Fixed Wireless		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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