409 S Ronay Dr, Spicewood, TX 78669 Property Records

Travis County property record for 409 S Ronay Dr, Spicewood, TX 78669

Property Summary

Property Type	Single Family Home
Details	2,300 sqft · built 2020
Lot Size	0.997 acres (43,455 sqft)
Owner	Individual Name on Record
Tax Bill	$10,835 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0154950212`

Property Details

APN / Parcel Number

Primary APN	`0154950212`
Alternative APNs	`01549502120000` `155280`

Interior

Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	2,300 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Lot Area	43,455 sqft (0.997 acres)
Garage Type	Attached
Garage Area	1,138 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	155280
Old Parcel Number	01549502120000
Street Address	409 S RONAY DR
City	SPICEWOOD
State	TX
Zip	78669-2196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1248-1250 BRIARCLIFF INC SEC 16
Legal Subdivision	BRIARCLIFF INC SEC 16
Legal Lot Number	1248
Jurisdiction	TRAVIS TX
Township / Civil Division	SOUTHWEST TRAVIS
Census Block Group	1
Census Block	1004
Census Tract	35200

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	409 S RONAY DR, SPICEWOOD, TX 78669-2196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jun 29, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Nov 5, 2019	Deed of Trust, Mortgage INDEPENDENT BK
Jul 3, 2019	Warranty Deed, Construction Loan · Construction Mortgage INDEPENDENT BK
Apr 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 2, 2017	Warranty Deed, Construction Loan · Construction Mortgage ROULEZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021
Deed Sale	Jun 29, 2021
Prior Sale	Apr 4, 2019
Deed Document Number	2021145933
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	409 RONAY DR S, SPICEWOOD, TX 78669-2196
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000182227
Date	Sep 30, 2020
Instrument	2020182227

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Jun 29, 2021
Property Address	409 S RONAY DR, SPICEWOOD, TX 78669-2196
Document Number	0000145933
Map Reference	VOL 43 PG 37
Instrument Date	Jun 25, 2021
Instrument	2021145933
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 S RONAY DR, SPICEWOOD, TX 78669-2196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 RONAY DR S, SPICEWOOD, TX 78669-2196

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	409 RONAY DR S, SPICEWOOD, TX 78669-2196
Document Number	0000174436
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2716 BARTON CREEK BLVD #1222 AUSTIN TX 787351673, 1222, AUSTIN, TX 78735-1673

Mortgage

Document Number	0000174436
Date	Nov 5, 2019
Instrument	174436

Lender

Name	INDEPENDENT BK
Type	Bank
Address	AUSTIN, TX 78734

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Nov 4, 2026

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Jul 3, 2019
Property Address	409 RONAY DR S, SPICEWOOD, TX 78669-2196
Document Number	0000099349
Instrument Date	Jul 3, 2019
Instrument	99349
Transaction Type	Construction Loan
Record Updated	Jul 22, 2019
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2716 BARTON CREEK BLVD #1222 AUSTIN TX 787351673, 1222, AUSTIN, TX 78735-1673

Mortgage

Document Number	99350
Date	Jul 3, 2019
Instrument	99350

Lender

Name	INDEPENDENT BK
Type	Bank
Address	AUSTIN, TX 78734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 2, 2020

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRAVIS TX
Recording Date	Apr 4, 2019
Property Address	409 RONAY DR S, SPICEWOOD, TX 78669-2196
Document Number	0000047581
Instrument Date	Mar 13, 2019
Instrument	47581
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 DAVIOT DR BRIARCLIFF TX 786692459, BRIARCLIFF, TX 78669-2459

June 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Jun 2, 2017
Property Address	409 RONAY DR S, SPICEWOOD, TX 78669-2196
Document Number	0000088134
Instrument Date	Jun 1, 2017
Instrument	88134
Transaction Type	Construction Loan
Record Updated	Jun 29, 2017
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1058 DAVIOT DR SPICEWOOD TX 786692459, SPICEWOOD, TX 78669-2459

Mortgage

Document Number	88135
Date	Jun 2, 2017
Instrument	88135

Lender

Name	ROULEZ LLC
Address	4325 RIDGE POLE LN, SPICEWOOD, TX 78669-6544

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2018

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Briarcliff Village
County	Travis County
Unified School District	Lake Travis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$841,039 (+10.22%) Land $246,800 Building $594,239	$841,039 (+10.22%) Land $246,800 Building $594,239
2024	$10,835.00
2023		$763,055 Land $137,500 Building $625,555	$763,055 Land $137,500 Building $625,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BRIARCLIFF serves 1,438 people · EPA ID TX2270007
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Nextlink, Verizon, VGI Technology.

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