409 S Prospect Rd, Bloomington, IL 61704 Property Records

McLean County property record for 409 S Prospect Rd, Bloomington, IL 61704

Property Summary

Property TypeCommercial
Details15,384 sqft · built 1986
Lot Size0.889 acres (38,727 sqft)
Owner2 Company Names on Record
Last Sale$790,000 (Mar 2008)
Tax Bill$24,722 (2024)
Flood ZoneZone X (minimal risk)
APN21-02-451-052

Property Details

APN / Parcel Number

Primary APN21-02-451-052

Interior

Plumbing Fixtures10 Plumbing Fixtures
Units10 Units
Stories2 Stories
Building Area15,384 sqft Gross Area
1st Floor Area5,128 sqft
Basement Area5,128 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area38,727 sqft (0.889 acres)
Lot Dimensions150 ft deep x 260 ft wide
View / LotLake Front
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address409 S PROSPECT RD
CityBLOOMINGTON
StateIL
Zip61704-4581
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSTERN SUB LOT 2,3,4
Legal Range02E
Legal Township23N
Legal Section02
Legal SubdivisionSTERN SUB
Legal Lot Number2,3
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1024
Census Tract1103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address409 S PROSPECT RD, BLOOMINGTON, IL 61704-4581
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2008 · Amount on Record
Deed SaleMar 6, 2008 · Amount on Record
Deed Document Number20086042
Last Transfer DateJan 17, 2025
Transfer Doc0000001144
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$332,075 (+10.29%) Land $106,959 Building $225,116$996,225 (+10.29%) Land $320,877 Building $675,348
2024$24,722.00 (-1.76%)
2023$25,164.00 (+0.92%)$301,083 (+2.62%) Land $96,977 Building $204,106$903,250 (+2.62%) Land $290,931 Building $612,319
2022$24,935.00$293,396 Land $94,500 Building $198,896$880,188 Land $283,500 Building $596,688

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

May also be available: Pavlov Media.

Nearby Properties on S Prospect Rd

Nearby Streets

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