409 S Mud Springs Rd, Payson, AZ 85541 Property Records

Gila County property record for 409 S Mud Springs Rd, Payson, AZ 85541

Property Summary

Property TypeMobile Home
Details5,264 sqft · built 2021
Lot Size1.56 acres (67,954 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jul 2017)
Tax Bill$3,811 (2025)
Deeds & MortgagesJul 2026 Transfer
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN304-01-006E

Property Details

APN / Parcel Number

Primary APN304-01-006E
Alternative APNs
  • R030794
  • 030794

Interior

Stories2 Stories
Building Area5,264 sqft Living Area
1st Floor Area3,024 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleMobile Home
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsbestos
Lot Area67,954 sqft (1.56 acres)

Exterior Amenities

PorchPorch
Deck AreaDeck Area
Patio Area126 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemA/C Chilled Water
Heating SystemHot Water
SewerSeptic

Location & Zoning

Account NumberR030794
Street Address409 S MUD SPRINGS RD
CityPAYSON
StateAZ
Zip85541-5870
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSECTION: 02 TOWNSHIP: 10N RANGE: 10E SERIAL: PH0225013X/U YEAR: 0 MAKE: - PALM HARBOR SIZE: 28 X 68 PARCEL B OF ROS 517, ALG WITH NORTH 30.0 OF N2 NW4 SW4 SW4 SEC 2 T10N R10E = 1.56 AC (OUT OF 304-01-006A)
Legal Range10E
Legal Township10N
Legal Section02
Legal SubdivisionPALM HARBOR
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1017
Census Tract500

Owner

Source: Gila County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address409 S MUD SPRINGS RD, PAYSON, AZ 85541-5870
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 6, 2017Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2017 · Amount on Record
Deed SaleJul 6, 2017 · Amount on Record
Deed Document Number20176504
Last Transfer DateJul 13, 2026
Transfer Doc0000006666
Record UpdatedOct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionGILA AZ
Recording DateJul 13, 2026
Property Address409 S MUD SPRINGS RD, PAYSON, AZ 85541-5870
Document Number0000006666
Instrument DateJul 13, 2026
Instrument20266666
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S MUD SPRINGS RD, PAYSON, AZ 85541-5870

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address409 S MUD SPRINGS RD, PAYSON, AZ 85541-5870
Transaction TypeMortgage
Record UpdatedNov 1, 2022
Title CompanyRESIDENTIAL LENDERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S MUD SPRINGS RD, PAYSON, AZ 85541-5870

Mortgage

Document Number0000004824
DateApr 5, 2022
Instrument2022-004824
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2042

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateJul 6, 2017
Property Address409 S MUD SPRINGS RD, PAYSON, AZ 85541-5870
Document Number0000006504
Map ReferenceMAP517
Instrument DateJun 30, 2017
Instrument2017-006504
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyPIONEER TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address409 S MUD SPRINGS RD, PAYSON, AZ 85541-5870

Mortgage

Document Number0000006505
DateJul 6, 2017
Instrument2017-006505
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,853 (+3.26%) Land $15,812 Building $44,041$598,530 (+3.26%) Land $158,117 Building $440,413
2025$3,811.00 (+7.84%)
2024$57,965 Land $14,694 Building $43,271$579,641 Land $146,935 Building $432,706
2023$3,534.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 69% of Arizona
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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