409 S Main St, Willard, OH 44890 Property Records

Huron County property record for 409 S Main St, Willard, OH 44890

Property Summary

Property Type	Apartments (5+ Units)
Details	1,836 sqft · built 1965
Lot Size	0.352 acres (15,333 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2026)
Tax Bill	$2,610 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`51-0260-04-014-0100`

Property Details

APN / Parcel Number

Primary APN	`51-0260-04-014-0100`
Alternative APN	`486476`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,836 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1970
Lot Area	15,333 sqft (0.352 acres)
Lot Dimensions	83 ft deep x 109 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	826 sqft
Shed	1 Shed
Shed Area	192 sqft

Location & Zoning

Account Number	486476
Street Address	409 S MAIN ST
City	WILLARD
State	OH
Zip	44890-1256
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	SEC 3 LOT 25 NW PT
Legal Lot Number	25
Jurisdiction	HURON OH
Township / Civil Division	WILLARD
Census Block Group	2
Census Block	2037
Census Tract	916200

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2498 NIVER RD, WILLARD, OH 44890-9669
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Line of Credit SUTTON BANK
Sep 29, 2022	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	20263001
Prior Transfer Date	Feb 25, 2004
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Jun 2, 2026
Property Address	409 S MAIN ST, WILLARD, OH 44890-1256
Document Number	0000003001
Instrument Date	May 26, 2026
Instrument	20263001
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	ESCROW AND TITLE, TUCKER ESCROW & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2498 NIVER RD, WILLARD, OH 44890-9669

Mortgage

Document Number	0000003002,
Date	Jun 2, 2026
Instrument	202606023002

Lender

Name	SUTTON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

September 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HURON OH
Recording Date	Sep 29, 2022
Property Address	409 S MAIN ST, WILLARD, OH 44890-1256
Document Number	0000006070
Instrument Date	Sep 7, 2022
Instrument	202209290006070
Transaction Type	Transfer
Record Updated	Oct 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1491 OVERLOOK DR, ALLIANCE, OH 44601-3669

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Willard City
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,610.00 (+8.66%)	$54,040 (-) Land $10,180 Building $43,860	$154,400 (-) Land $29,080 Building $125,320
2024	$2,402.00 (-9.6%)	$54,040 (+5.16%) Land $10,180 Building $43,860	$154,400 (+5.17%) Land $29,080 Building $125,320
2023	$2,657.00 (-1.01%)	$51,390 (-) Land $10,180 Building $41,210
2022	$2,684.00	$51,390 Land $10,180 Building $41,210
2021			$146,810 Land $29,080 Building $117,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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