409 S Main St, Lamar, CO 81052 Property Records

Prowers County property record for 409 S Main St, Lamar, CO 81052

Property Summary

Property TypeOffice Building
Details3,012 sqft · built 1948
OwnerIndividual Name on Record
Last Sale$175,000 (Jun 2023)
Tax Bill$1,790 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN200037660

Property Details

APN / Parcel Number

Primary APN200037660

Interior

Stories1 Story
Building Area3,012 sqft Heated Area
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Width38 ft Width
Garage Area325 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address409 S MAIN ST
CityLAMAR
StateCO
Zip81052-3222
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionLAMAR BLK 44LOT 7 & S 13.4FT OF LOT 6
Legal SubdivisionLAMAR
Legal Block44
Legal Lot Number7
JurisdictionPROWERS CO
Township / Civil DivisionLAMAR
Census Block Group2
Census Block2088
Census Tract200

Owner

Source: Prowers County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 S MAIN ST, LAMAR, CO 81052-3222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
TBK BANK SSB
Mar 31, 2021Deed of Trust, Mortgage
COMMUNITY STATE BANK
Nov 15, 2018Warranty Deed, Transfer
COMMUNITY STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2023 · Amount on Record
Deed SaleJun 20, 2023 · Amount on Record
Prior SaleNov 15, 2018 · Amount on Record
Deed Document Number559407
Deed Book / Page559 / 407
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROWERS CO
Recording DateJun 20, 2023
Property Address409 S MAIN ST, LAMAR, CO 81052-3222
Document Number0000559407
Instrument DateJun 20, 2023
Instrument559407
Transaction TypeTransfer
Record UpdatedJul 19, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$17.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S MAIN ST, LAMAR, CO 81052-3222

Mortgage

Document Number0000559408
DateJun 20, 2023
Instrument559408
Lender
NameTBK BANK SSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term60 Months
DueJun 13, 2028

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROWERS CO
Property Address409 S MAIN ST, LAMAR, CO 81052-3222
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number553452
DateMar 31, 2021
Instrument553452
Lender
NameCOMMUNITY STATE BANK
TypeBank
AddressLAMAR, CO 81052
Agreement
AmountAmount Recorded
Term180 Months
DueMar 10, 2036

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROWERS CO
Recording DateNov 15, 2018
Property Address409 S MAIN ST, LAMAR, CO 81052-3222
Document Number0000547378
Instrument DateNov 15, 2018
Instrument547378
Transaction TypeTransfer
Record UpdatedFeb 8, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$8.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S MAIN ST, LAMAR, CO 81052-3222

Mortgage

Document Number0000547379
DateNov 15, 2018
Instrument547379
Lender
NameCOMMUNITY STATE BANK
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueNov 10, 2033

Tax Assessment & Valuation

Source: Prowers County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyProwers County
MunicipalityLamar City
Unified School DistrictLamar School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,790.00 (+73.28%)$91,217 (+11.81%) Land $10,640 Building $80,577
2023$1,033.00 (-38.14%)$35,723 (-) Land $5,320 Building $30,403$81,581 (+14.18%) Land $10,640 Building $70,941
2022$1,670.00 (+1.95%)$35,723 Land $5,320 Building $30,403$71,447 Land $10,640 Building $60,807
2019$1,638.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (1979–2013)
Claims Outside the SFHA2 of 7
Most Recent ClaimAug 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAMAR
serves 7,500 people · EPA ID CO0150700
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SECOM
Fixed Wireless · Fiber in parts of the area
300 / 50
Verizon
Fixed Wireless
300 / 20
Viaero Wireless
Fixed Wireless
150 / 40

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