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409 S Main St, Haverhill, MA 01835 Property Records

Essex County and Haverhill City property record for 409 S Main St, Haverhill, MA 01835

Property Summary

Property TypeMixed Use Commercial Office / Residential
Lot Size0.246 acres (10,733 sqft)
OwnerIndividual Name on File
Last Sale$480,000 (Jan 2022)
Deeds & MortgagesJan 2022 Sale & Mortgage
Jan 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN717-680-10

Property Details

APN / Parcel Number

Primary APN717-680-10
Alternative APN
  • HAVE M:0717 B:00680 L:10

Interior

Units4 Units

Exterior

Lot Area10,733 sqft (0.246 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number717-680-10
Street Address409 S MAIN ST
CityHAVERHILL
StateMA
Zip01835-7209
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Block680
Legal Lot Number10
JurisdictionHAVERHILL MA
Township / Civil DivisionHAVERHILL
Census Block Group2
Census Block2022
Census Tract261000

Owner

409 S Main St, a commercial property, is owned by an individual who bought it in January 2022.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address409 S MAIN ST, HAVERHILL, MA 01835-7209
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUILD MORTGAGE CO
Jan 21, 2022Quit Claim Deed, Transfer
Quitclaim
Mar 18, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2022 · Amount on File
Deed SaleJan 27, 2022 · Amount on File
Deed Book / Page40686 / 131
Record UpdatedOct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAVERHILL MA
Recording DateJan 27, 2022
Property Address409 S MAIN ST, HAVERHILL, MA 01835-7209
Document Number040686-131
Book / Page40686 / 131
Instrument DateJan 27, 2022
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S MAIN ST, HAVERHILL, MA 01835-7209

Mortgage

Document Number0040686133
DateJan 27, 2022
Instrument40686/133
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAVERHILL MA
Recording DateJan 21, 2022
Property Address409 S MAIN ST, HAVERHILL, MA 01835-7209
Document Number040671-455
Book / Page40671 / 455
Instrument DateNov 5, 2021
Instrument20220121000350
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S MAIN ST, HAVERHILL, MA 01835-7209

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAVERHILL MA
Recording DateMar 18, 2020
Property Address409 S MAIN ST, HAVERHILL, MA 01835-7209
Document Number38344-190
Book / Page038344 / 000190
Instrument DateMar 17, 2020
Instrument18001100
Transaction TypeTransfer
Record UpdatedApr 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S MAIN ST HAVERHILL MA 018357209, HAVERHILL, MA 01835-7209

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityHaverhill City
Unified School DistrictHaverhill School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$655,300 (+4.78%) Land $192,400 Building $462,900$546,440
2024$625,400 (+5.77%) Land $192,400 Building $433,000
2023$591,300 Land $181,200 Building $410,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 S Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1991)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAVERHILL WATER DEPT
serves 61,277 people · EPA ID MA3128000
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000

May also be available: T-Mobile, Verizon.

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