Appanoose County property record for 409 S Main St, Centerville, IA 52544
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,750 sqft · built 1914 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Nov 2020) |
| Tax Bill | $2,692 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 340011022790000 |
| Primary APN | 340011022790000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Living Area |
| Basement Area | 763 sqft |
| Unfinished Basement | 763 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 409 S MAIN ST |
|---|---|
| City | CENTERVILLE |
| State | IA |
| Zip | 52544-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANES 2ND LOT 6 BLK 1 |
| Legal Subdivision | LANES 2ND |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | APPANOOSE IA |
| Township / Civil Division | CENTERVILLE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950400 |
409 S Main St is owned and occupied by two individuals who bought it in November 2020.
Source: Appanoose County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 S MAIN ST, CENTERVILLE, IA 52544-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2020 | Deed of Trust, Mortgage COMMUNITY FIRST CU |
| Nov 25, 2020 | Joint Tenancy Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on File |
| Deed Sale | Nov 25, 2020 · Amount on File |
| Deed Document Number | 20202718 |
| Deed Book / Page | 2020 / 2718 |
| Prior Transfer Date | Nov 8, 2020 |
| Prior Transfer Doc | 02020/2718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Property Address | 409 S MAIN ST, CENTERVILLE, IA 52544-2415 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02020/2720 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 2020/2720 |
| Instrument | 2020 2720 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Recording Date | Nov 25, 2020 |
| Property Address | 409 S MAIN ST, CENTERVILLE, IA 52544-2415 |
| Document Number | 02020/2718 |
| Book / Page | 2020 / 2718 |
| Instrument Date | Nov 8, 2020 |
| Instrument | 2020 2718 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 S MAIN ST, CENTERVILLE, IA 52544-2415 |
| Document Number | 02020/2719 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 2020/2719 |
| Instrument | 2020 2719 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
The 2026 property tax bill for 409 S Main St was $2,692, down 9.2% from the year before.
Source: Appanoose County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Appanoose County |
| Municipality | Centerville City |
| Unified School District | Centerville Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,692.00 (-9.24%) | $152,470 (-) Land $10,300 Building $142,170 | $152,470 (-) Land $10,300 Building $142,170 |
| 2025 | $2,966.00 | $152,470 Land $10,300 Building $142,170 | $152,470 Land $10,300 Building $142,170 |
| 2024 | $2,966.00 | ||
| 2023 | $131,890 (+20.94%) Land $10,300 Building $121,590 | $131,890 Land $10,300 Building $121,590 | |
| 2022 | $2,630.00 | $109,050 Land $7,730 Building $101,320 | |
| 2021 | $109,050 Land $7,730 Building $101,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 15, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE MUNICIPAL WATERWORKS serves 5,344 people · EPA ID IA0407008 |
|---|---|
| Water Source | Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN) |
| Last State Inspection | Sep 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Liberty Communications Fixed Wireless · Fiber in parts of the area | 500 / 200 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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