409 S Main St, Bluffton, IN 46714 Property Records

Wells County property record for 409 S Main St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1980
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on File
Last Sale	$132,622 (Mar 2024)
Tax Bill	$826 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-539-327.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-539-327.000-004`
Alternative APNs	`00001533352` `0100909500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	442 sqft
Unfinished Basement	442 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	140 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001533352
Street Address	409 S MAIN ST
City	BLUFFTON
State	IN
Zip	46714-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG N/2 LOT 202 00-26-12
Legal Subdivision	BLUFFTON
Legal Lot Number	202
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1033
Census Tract	40500

Owner

409 S Main St is owned and occupied by an individual who bought it in March 2024.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	409 S MAIN ST, BLUFFTON, IN 46714-2504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jan 28, 2022	Quit Claim Deed, Transfer STANDARD TITLE AGENCY LLC
May 16, 2018	Quit Claim Deed, Transfer Quitclaim
May 9, 2018	Quit Claim Deed, Transfer Quitclaim
May 16, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 27, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Jan 28, 2022 · Amount on File
Deed Document Number	2024898
Prior Transfer Date	Apr 14, 2017
Prior Transfer Doc	000157/346
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	409 S MAIN ST, BLUFFTON, IN 46714-2504
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231284
Date	Apr 27, 2023
Instrument	20231284

Lender

Name	AMERICAN FINANCING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLS IN
Recording Date	Jan 28, 2022
Property Address	409 S MAIN ST, BLUFFTON, IN 46714-2504
Document Number	0020220426
Instrument Date	Dec 10, 2021
Instrument	20220426
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	STANDARD TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 CLEVELAND ST STE 780, 600, CLEARWATER, FL 33755-4158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 COUNTRYSIDE DR, MARKLE, IN 46770-9507

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLS IN
Recording Date	May 16, 2018
Property Address	409 S MAIN ST, BLUFFTON, IN 46714-2504
Document Number	0020181704
Instrument Date	Apr 18, 2018
Instrument	20181704
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 CLEVELAND ST STE 780, 780, CLEARWATER, FL 33755-4158
Investor	Possibly a Property Investor

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLS IN
Recording Date	May 9, 2018
Property Address	409 S MAIN ST, BLUFFTON, IN 46714-2504
Document Number	0020181580
Instrument Date	Nov 6, 2017
Instrument	20181580
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	468 PENNSFIELD PL STE 100, 468, THOUSAND OAKS, CA 91360-5584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 75609, TAMPA, FL 33675-0609

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLS IN
Recording Date	May 16, 2017
Property Address	409 S MAIN ST, BLUFFTON, IN 46714-2504
Document Number	000157/346
Book / Page	157 / 346
Instrument Date	Apr 14, 2017
Instrument	000954120003
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 339, GILBERT, SC 29054-0339
Investor	Possibly a Property Investor

January 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WELLS IN
Recording Date	Jan 27, 2017
Property Address	409 S MAIN ST, BLUFFTON, IN 46714-2504
Document Number	000156/981
Book / Page	156 / 981
Instrument Date	Dec 14, 2016
Instrument	000940480002
Transaction Type	Foreclosure
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

The 2025 property tax bill for 409 S Main St was $826 with a homeowner's exemption, up 3.8% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$826.00 (+3.77%) Homeowner's exemption	$127,500 Land $13,300 Building $114,200	$127,500 Land $13,300 Building $114,200
2024	$796.00
2023		$125,400 (+119.61%) Land $13,300 Building $112,100	$125,400 (+119.61%) Land $13,300 Building $112,100
2022	$221.00	$57,100 Land $8,000 Building $49,100	$57,100 Land $8,000 Building $49,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 S Main St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1985–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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