409 S Main St, Algonquin, IL 60102 Property Records

McHenry County property record for 409 S Main St, Algonquin, IL 60102

Property Summary

Property Type	Commercial
Details	1,902 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$190,000 (Mar 2020)
Tax Bill	$6,979 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-34-158-002`

Property Details

APN / Parcel Number

Primary APN	`19-34-158-002`

Interior

Units	3 Units
Stories	2 Stories
Building Area	1,902 sqft Building Perimeter

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	409 S MAIN ST
City	ALGONQUIN
State	IL
Zip	60102-2648
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 2020R0008309 LT 2 BLK 11 PLUMLEIGHS ADDN
Legal Subdivision	PLUMLEIGHS ADDN
Legal Block	11
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3003
Census Tract	871310

Owner

Source: McHenry County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	409 S MAIN ST, ALGONQUIN, IL 60102-2648
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Line of Credit ALGONQUIN STATE BANK NA
Mar 10, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Dec 31, 1998
Deed Document Number	20208309
Prior Transfer Date	Jan 21, 2000
Prior Transfer Doc	0000006383
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	409 S MAIN ST, ALGONQUIN, IL 60102-2648
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034984
Date	Jun 28, 2021
Instrument	2021R0034984

Lender

Name	ALGONQUIN STATE BANK NA
Type	Bank
Address	ALGONQUIN, IL 60102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 22, 2022

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 10, 2020
Property Address	409 S MAIN ST, ALGONQUIN, IL 60102-2648
Document Number	0000008309
Instrument Date	Feb 21, 2020
Instrument	8309
Transaction Type	Transfer
Record Updated	Apr 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	409 S MAIN ST ALGONQUIN IL 601022648, ALGONQUIN, IL 60102-2648

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,979.00	$89,220 (+23.89%) Land $21,915 Building $67,305	$267,660 (+23.89%) Land $65,745 Building $201,915
2022		$72,018 Land $22,610 Building $49,408	$216,054 Land $67,830 Building $148,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	29 (1978–2017)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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