409 S Madison St, Bloomington, IN 47403 Property Records

Monroe County property record for 409 S Madison St, Bloomington, IN 47403

Property Summary

Property TypeCondominium
Lot Size0.016 acres (703 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Oct 2020)
Tax Bill$2,533 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN015-36980-03

Property Details

APN / Parcel Number

Primary APN015-36980-03
Alternative APN
  • 53-01-53-698-003.000-009

Interior

Plumbing Fixtures11 Plumbing Fixtures

Exterior

Architectural StyleCondo/Apartment
Lot Area703 sqft (0.016 acres)

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number015-36980-03
Street Address409 S MADISON ST
CityBLOOMINGTON
StateIN
Zip47403-2450
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionMADISON PARK PH1 B1 UNIT 409G
Legal SubdivisionMADISON PARK CONDOMINIUMS
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group2
Census Block2028
Census Tract100

Owner

409 S Madison St, a condominium, is owned and occupied by an individual who bought it in October 2020.

Source: Monroe County records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address409 S MADISON ST, BLOOMINGTON, IN 47403-2450
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2020 · Amount on File
Deed SaleOct 12, 2020 · Amount on File
Prior SaleSep 18, 2014
Deed Document Number202016828
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateOct 12, 2020
Property Address409 S MADISON ST, BLOOMINGTON, IN 47403-2450
Document Number2020016828
Map ReferenceDOC 108527
Instrument DateSep 30, 2020
Instrument2020016828
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S MADISON ST, BLOOMINGTON, IN 47403-2450

Mortgage

Document Number2020016829
DateOct 12, 2020
Instrument2020016829
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 409 S Madison St was $2,533, down 10.8% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,533.00 (-10.81%)$276,000 Building $276,000$276,000 Building $276,000
2024$2,840.00
2023$276,000 (+15%) Building $276,000$276,000 (+15%) Building $276,000
2022$2,428.00$240,000 Building $240,000$240,000 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 S Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 S Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigabitNow
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Smithville Communications.

Nearby Properties on S Madison St

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