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409 S L St, Madera, CA 93637 Property Records

Madera County property record for 409 S L St, Madera, CA 93637

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 982 sqft · built 1984
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Feb 2020)
Tax Bill$2,028 (2025)
Deeds & MortgagesMar 2026 Mortgage
Sep 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-181-015-000

Property Details

APN / Parcel Number

Primary APN010-181-015-000
Alternative APN
  • 010181015

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area982 sqft Living Area
1st Floor Area982 sqft
Basement Area228 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeFrame
Lot Area7,500 sqft (0.172 acres)
Garage Area668 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address409 S L ST
CityMADERA
StateCA
Zip93637-4625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUGHES ADD LOTS 27 AND 28 BLK 34
Legal SubdivisionHUGHES ADD
Legal Block34
Legal Lot Number27,28
JurisdictionMADERA CA
Township / Civil DivisionMADERA
Census Block Group1
Census Block1013
Census Tract801

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 S L ST, MADERA, CA 93637-4625
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
CHANGE LENDING LLC
Sep 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
CHANGE LENDING LLC
Feb 26, 2020Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2020 · Amount on Record
Deed SaleFeb 26, 2020 · Amount on Record
Deed Document Number20204572
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address409 S L ST, MADERA, CA 93637-4625
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address921 E YOSEMITE AVE, MADERA, CA 93638-3405

Mortgage

Document Number0000004671
DateMar 16, 2026
Instrument2026004671
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
AddressANAHEIM, CA 92808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADERA CA
Property Address409 S L ST, MADERA, CA 93637-4625
Transaction TypeMortgage
Record UpdatedOct 11, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address921 E YOSEMILE AVE, MADERA, CA 93638-3405

Mortgage

Document Number0000024695
DateSep 28, 2022
Instrument2022024695
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADERA CA
Recording DateFeb 26, 2020
Property Address409 S L ST, MADERA, CA 93637-4625
Document Number0000004572
Instrument DateFeb 14, 2020
Instrument4572
Transaction TypeTransfer
Record UpdatedMar 16, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$176.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address409 S L ST MADERA CA 936374625, MADERA, CA 93637-4625

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMadera County
MunicipalityMadera City
Unified School DistrictMadera Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$178,477 (+2%) Land $55,774 Building $122,703
2025$2,028.00 (-0.73%)$174,979 (+4.04%) Land $54,681 Building $120,298
2024$2,043.00 (+2.35%)
2023$1,996.00 (+4.5%)$168,186 Land $52,558 Building $115,628
2022$1,910.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MADERA
serves 66,560 people · EPA ID CA2010002
Water SourceGroundwater
Last State InspectionMar 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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