409 S Hamsher St, Garrett, IN 46738 Property Records

DeKalb County property record for 409 S Hamsher St, Garrett, IN 46738

Property Summary

Property Type	Residential
Details	built 2004
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on File
Last Sale	$40,600 (Oct 2018)
Tax Bill	$768 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-09-04-254-003.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-04-254-003.000-013`
Alternative APN	`260904254003`

Interior

Plumbing Fixtures	5 Plumbing Fixtures

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	260904254003
Street Address	409 S HAMSHER ST
City	GARRETT
State	IN
Zip	46738
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	COWEN'S FIRSTADDITION LOT 3 BLOCK 50
Legal Subdivision	COWENS FIRST ADDITION
Legal Block	50
Legal Lot Number	3
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	1
Census Block	1011
Census Tract	20601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Garrett Historic District listed 1983 · 925 contributing resources · NRIS 83000121

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 S Hamsher St, a residential property, is owned by an individual who bought it in October 2018.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1427 WALNUT CT, GARRETT, IN 46738-2064
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Deed Document Number	20185284
Record Updated	Oct 29, 2026

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DE KALB IN
Recording Date	Oct 9, 2018
Property Address	409 S HAMSHER ST, GARRETT, IN 46738
Document Number	201805284
Instrument Date	Sep 28, 2018
Instrument	201805284
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 WALNUT CT, GARRETT, IN 46738-2064

Mortgage

Document Number	201805285
Date	Oct 9, 2018
Instrument	201805285

Lender

Name	THE GARRETT STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Sep 28, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 409 S Hamsher St was $768, up 13.4% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$768.00 (+13.44%)	$41,800 (+19.09%) Land $24,300 Building $17,500	$41,800 (+19.09%) Land $24,300 Building $17,500
2024	$677.00 (-1.88%)	$35,100 (+2.93%) Land $22,200 Building $12,900	$35,100 (+2.93%) Land $22,200 Building $12,900
2023	$690.00 (+10.93%)	$34,100 (+10.71%) Land $20,700 Building $13,400	$34,100 (+10.71%) Land $20,700 Building $13,400
2022	$622.00	$30,800 Land $17,000 Building $13,800	$30,800 Land $17,000 Building $13,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 S Hamsher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 S Hamsher St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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