Spartanburg County property record for 409 S Florida Ave, Chesnee, SC 29323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,599 sqft · built 1948 |
| Lot Size | 0.684 acres (29,835 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,365 (Sep 2023) |
| Tax Bill | $2,130 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-1413-08000 |
| Primary APN | 2-1413-08000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,599 sqft Living Area |
| Gross Area | 2,971 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,835 sqft |
| Lot Dimensions | 195 ft deep x 153 ft wide |
| Terrain | Below Road/Slope |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 160 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24590 |
|---|---|
| Street Address | 409 S FLORIDA AVE |
| City | CHESNEE |
| State | SC |
| Zip | 29323-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 53 THRU 55 BLK 4 CHESNEE LA ND COMPANY SUB 409 FLORIDA AVE |
| Legal Subdivision | COMPANY SUB |
| Legal Block | 4 |
| Legal Lot Number | 53-55 54 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | CHESNEE |
| Census Block Group | 2 |
| Census Block | 2077 |
| Census Tract | 22303 |
409 S Florida Ave is owned and occupied by an individual who bought it in September 2023.
Source: Spartanburg County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 S FLORIDA AVE, CHESNEE, SC 29323-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Sep 19, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ARK-LA-TEX FINANCE SERVICES LLC |
| Sep 19, 2023 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Apr 16, 2019 | Grant Deed, Transfer · Line of Credit PRIME LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on File |
| Deed Sale | Sep 19, 2023 · Amount on File |
| Prior Sale | Apr 16, 2019 · Amount on File |
| Deed Document Number | 2023-36847 |
| Deed Book / Page | 143-M / 863 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 409 S FLORIDA AVE, CHESNEE, SC 29323-1523 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 432 SHOALLY RD, BOILING SPRINGS, SC 29316-5147 |
| Document Number | 0000040816 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 6656/722 |
| Instrument | 2023-40816 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 409 S FLORIDA AVE, CHESNEE, SC 29323-1523 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000036849 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 6642/896 |
| Instrument | 2023-36849 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Sep 19, 2023 |
| Property Address | 409 S FLORIDA AVE, CHESNEE, SC 29323-1523 |
| Document Number | 0000036847 |
| Book / Page | 143-M / 863 |
| Map Reference | MB 15 PG 42 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023-36847 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 S FLORIDA AVE, CHESNEE, SC 29323-1523 |
| Document Number | 0000036848 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 6642/883 |
| Instrument | 2023-36848 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Apr 16, 2019 |
| Property Address | 409 S FLORIDA AVE, CHESNEE, SC 29323-1523 |
| Document Number | 0000017105 |
| Book / Page | 00123M / 000537 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 17105 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 S FLORIDA AVE CHESNEE SC 293231523, CHESNEE, SC 29323-1523 |
| Document Number | 17106 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 005597/000763 |
| Instrument | 17106 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 409 S Florida Ave was $2,130, up 0.5% from the year before.
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Municipality | Chesnee City |
| Unified School District | Spartanburg School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,130.00 (+0.47%) | $6,696 Land $448 Building $6,248 | $167,400 Land $11,200 Building $156,200 |
| 2024 | $2,120.00 (+34.52%) | ||
| 2023 | $1,576.00 (+12.25%) | $4,922 (+15%) Land $390 Building $4,532 | $141,200 (+31.96%) Land $11,200 Building $130,000 |
| 2022 | $1,404.00 | $4,280 Land $300 Building $3,980 | $107,000 Land $7,500 Building $99,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 S Florida Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 S Florida Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LCF WATER DISTRICT serves 18,152 people · EPA ID SC4220010 |
|---|---|
| Water Source | Purchased surface water from SPARTANBURG WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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