409 S Eighth St, Gallup, NM 87301 Property Records

McKinley County property record for 409 S Eighth St, Gallup, NM 87301

Property Summary

Property Type	Single Family Home
Lot Size	0.105 acres (4,615 sqft)
Owner	2 Individual Names on Record
Tax Bill	$623 (2025)
Flood Zone	Zone X (moderate risk)
APN	`2-106-087-190-521`

Property Details

APN / Parcel Number

Primary APN	`2-106-087-190-521`
Alternative APN	`R035548`

Exterior

Lot Area	4,615 sqft (0.105 acres)

Location & Zoning

Account Number	R035548
Street Address	409 S EIGHTH ST
City	GALLUP
State	NM
Zip	87301-6521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N. 77' OF W. 60' OF LOT 2 BLOCK 33, VOGEL ADDN. BLOCK 54 ALSO TRIANGULAR TRACT OF LOT 17, OTS ADDN. BK 10 PG 0496 05/07/96 DOC 402405 11/14/22 DOC 403117 01/18/23 DOC 403118 01/18/23 CODE DOC 403119 01/18/23 DOC 403125 01/20/23 #2-106-087-190-521
Legal Subdivision	VOGEL ADD
Legal Block	33,54
Legal Lot Number	2,17
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	2
Census Block	2052
Census Tract	945400

Owner

Source: McKinley County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	708 W MESA AVE, GALLUP, NM 87301-6548
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,686 (+3%) Land $3,558 Building $15,128	$56,057 (+3%) Land $10,673 Building $45,384
2025	$623.00 (-4.45%)	$18,141 (+5.04%) Land $3,543 Building $14,598	$54,425 (+5.05%) Land $10,630 Building $43,795
2023	$652.00	$17,270 Land $3,543 Building $13,727	$51,810 Land $10,630 Building $41,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Choice Broadband Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30