409 S College St, Pilot Point, TX 76258 Property Records

Denton County property record for 409 S College St, Pilot Point, TX 76258

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,039 sqft · built 1984
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,472 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R78583 273849`

Property Details

APN / Parcel Number

Primary APN	`R78583 273849`
Alternative APNs	`SW0021B-000001-0000-0000-0001` `R78583` `992222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,039 sqft Living Area
Gross Area	2,568 sqft
1st Floor Area	2,039 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,998 sqft (0.505 acres)
Lot Dimensions	1 ft deep x 21,998 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	409 S COLLEGE ST
City	PILOT POINT
State	TX
Zip	76258-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REST COTTAGE BLK 1 LOT 5(ALL),9(W20)
Legal Subdivision	REST COTTAGE
Legal Block	1
Legal Lot Number	5
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	2
Census Block	2023
Census Tract	20118

Owner

409 S College St is owned and occupied by two individuals who acquired it in May 2019.

Source: Denton County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 S COLLEGE ST, PILOT POINT, TX 76258-4405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage SFMC LP
May 1, 2018	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019
Deed Sale	May 30, 2019
Prior Sale	May 1, 2018 · Amount on File
Deed Document Number	201962267
Prior Transfer Date	Sep 1, 2009
Prior Transfer Doc	0000107080
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	409 S COLLEGE ST, PILOT POINT, TX 76258-4405
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009584
Date	Jan 25, 2017
Instrument	2017-009584

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	409 S COLLEGE ST, PILOT POINT, TX 76258-4405
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139027
Date	Sep 8, 2020
Instrument	2020-139027

Lender

Name	SFMC LP
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	May 1, 2018
Property Address	409 S COLLEGE ST, PILOT POINT, TX 76258-4405
Document Number	0000049023
Map Reference	CAB C PG 104
Instrument Date	Apr 20, 2018
Instrument	2018-049023
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	SENDERA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S COLLEGE ST, PILOT POINT, TX 76258-4405

Mortgage

Document Number	0000049024
Date	May 1, 2018
Instrument	2018-049024

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 409 S College St was $5,472 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Pilot Point City
Unified School District	Pilot Point Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,000 Land $133,426 Building $205,574	$339,000 Land $133,426 Building $205,574
2025	$5,472.00
2023	$5,611.00 (-9.3%) Homeowner's exemption	$365,000 Land $91,785 Building $273,215	$365,000 Land $91,785 Building $273,215
2022	$6,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 S College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 S College St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PILOT POINT serves 7,836 people · EPA ID TX0610005
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Nortex Communications Company Fiber	2,000 / 2,000
Legacy ISP Fiber	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink.

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