409 S Clinton St, Mc Lean, IL 61754 Property Records

McLean County property record for 409 S Clinton St, Mc Lean, IL 61754

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 896 sqft · built 1894
Lot Size	0.33 acres (14,374 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Dec 2022)
Tax Bill	$3,030 (2024)
Deeds & Mortgages	Dec 2023 Second Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-35-491-006`

Property Details

APN / Parcel Number

Primary APN	`26-35-491-006`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 S CLINTON ST
City	MC LEAN
State	IL
Zip	61754-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOTS TO MCLEAN N100 S200 W142, E422 LOT 4
Legal Range	01W
Legal Township	22N
Legal Section	35
Legal Subdivision	TOWN OF MCLEAN
Legal Lot Number	4
Jurisdiction	MCLEAN IL
Township / Civil Division	MOUNT HOPE
Census Block Group	3
Census Block	3189
Census Tract	6000

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	409 S CLINTON ST, MC LEAN, IL 61754-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BUSEY BANK
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Dec 16, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022 · Amount on File
Deed Sale	Dec 16, 2022 · Amount on File
Deed Document Number	202221825
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	409 S CLINTON ST, MC LEAN, IL 61754-9622
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300016584
Date	Dec 6, 2023
Instrument	2023-00016584

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 24, 2038

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 24, 2028
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	13.7%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	409 S CLINTON ST, MC LEAN, IL 61754-9622
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300005325
Date	Apr 28, 2023
Instrument	2023-00005325

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 16, 2022
Property Address	409 S CLINTON ST, MC LEAN, IL 61754-9622
Document Number	202200021825
Instrument Date	Nov 30, 2022
Instrument	2022-00021825
Transaction Type	Transfer
Record Updated	Dec 27, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 76, MC LEAN, IL 61754-0076

Mortgage

Document Number	202200021826
Date	Dec 16, 2022
Instrument	2022-00021826

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate	6.99%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Mount Hope Township
Municipality	McLean Village
Unified School District	Olympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,591 (+20.77%) Land $7,298 Building $46,293	$160,773 (+20.77%) Land $21,894 Building $138,879
2024	$3,030.00 (-6.88%)
2023	$3,254.00 (-16.63%)	$44,376 (+10.74%) Land $6,043 Building $38,333	$133,128 (+10.74%) Land $18,129 Building $114,999
2022	$3,903.00	$40,072 Land $5,457 Building $34,615	$120,216 Land $16,371 Building $103,845

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1979–1984)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCLEAN serves 791 people · EPA ID IL1130850
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on S Clinton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures