409 S Cherry St, Centralia, IL 62801 Property Records

Marion County property record for 409 S Cherry St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	1,719 sqft · built 1873
Lot Size	0.161 acres (7,034 sqft)
Owner	2 Individual Names on Record
Last Sale	$61,500 (May 2022)
Tax Bill	$977 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1400054095`

Property Details

APN / Parcel Number

Primary APN	`1400054095`

Interior

Building Area	1,719 sqft Living Area

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Lot Area	7,034 sqft (0.161 acres)

Location & Zoning

Street Address	409 S CHERRY ST
City	CENTRALIA
State	IL
Zip	62801-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O.T. 43FT N PT LOT 9 BLK 55
Legal Subdivision	ILLINOIS CENTRAL RR CO SUB
Legal Block	55
Legal Lot Number	9
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1024
Census Tract	952500

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 S CHERRY ST, CENTRALIA, IL 62801-3820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 17, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Deed Document Number	20222496
Prior Transfer Date	Feb 11, 2022
Prior Transfer Doc	0000000854
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	May 27, 2022
Property Address	409 S CHERRY ST, CENTRALIA, IL 62801-3820
Document Number	2022R02496
Instrument Date	May 18, 2022
Instrument	2022R02496
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 S CHERRY ST, CENTRALIA, IL 62801-3820

Mortgage

Document Number	2022R02497
Date	May 27, 2022
Instrument	2022R02497

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.62%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IL
Recording Date	Oct 17, 2019
Property Address	409 S CHERRY ST, CENTRALIA, IL 62801-3820
Document Number	2019R04592
Instrument Date	Oct 14, 2019
Instrument	2019R04592
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S CHERRY ST, CENTRALIA, IL 62801-3820

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$977.00 (-29.41%)	$19,720 (+31.91%) Land $2,510 Building $17,210	$59,160 (+31.91%) Land $7,530 Building $51,630
2022	$1,384.00	$14,950 Land $1,900 Building $13,050	$44,850 Land $5,700 Building $39,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011)
Most Recent Claim	Apr 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave.

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