Newaygo County property record for 409 S Catalpa Ave, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jun 2023) |
| Tax Bill | $3,079 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-04-300-002 |
| Primary APN | 15-04-300-002 |
|---|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 409 S CATALPA AVE |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | PART NE1/4 NE1/4 SW1/4 COM AT CTR SEC, TH S 89D 40.5'W ON 1/4 LINE 663.97 FT TO NW COR NE1/4 NE1/4 SW1/4, S 00D 8.75'W 19 |
| Legal Range | 12W |
| Legal Township | 13N |
| Legal Section | 04 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | EVERETT |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 970700 |
409 S Catalpa Ave is owned and occupied by two individuals who bought it in June 2023.
Source: Newaygo County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 S CATALPA AVE, WHITE CLOUD, MI 49349-9567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on File |
| Deed Sale | Jun 2, 2023 · Amount on File |
| Prior Sale | Oct 29, 2021 · Amount on File |
| Prior Transfer Date | May 8, 2008 |
| Prior Transfer Doc | 0431002091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 409 S CATALPA AVE, WHITE CLOUD, MI 49349-9567 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000471/0000000524 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 0000000471/0000000524 |
| Name | GERBER FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 173 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 409 S Catalpa Ave was $3,079 with a homeowner's exemption.
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Everett Township |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,900 | $219,800 | |
| 2025 | $3,079.00 | ||
| 2023 | $68,700 | $137,400 | |
| 2022 | $3,418.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 S Catalpa Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 S Catalpa Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: NCATS, Point Broadband, T-Mobile, Truestream.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures