409 S Bower St, Knox, IN 46534 Property Records

Starke County property record for 409 S Bower St, Knox, IN 46534

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1955
Lot Size0.147 acres (6,402 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Sep 2022)
Tax Bill$2,235 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN75-06-22-401-089.000-004

Property Details

APN / Parcel Number

Primary APN75-06-22-401-089.000-004
Alternative APN
  • 0180067200

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area254 sqft
Unfinished Basement254 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Construction TypeWood
Roof MaterialAsphalt
Lot Area6,402 sqft (0.147 acres)
Lot Dimensions97 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number0180067200
Street Address409 S BOWER ST
CityKNOX
StateIN
Zip46534-2505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeKCPZ
Legal DescriptionGARNERS LOT 5 BLK 1.
Legal SubdivisionGARNERS ADDITION
Legal Block1
Legal Lot Number5
JurisdictionSTARKE IN
Township / Civil DivisionCENTER
Census Block Group3
Census Block3034
Census Tract954000

Owner

Source: Starke County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address803 S HEATON ST, KNOX, IN 46534-2042
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST FARMERS BANK & TRUST
May 30, 2019Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage
FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Prior SaleMay 30, 2019 · Amount on Record
Deed Document Number20223212
Prior Transfer DateMay 20, 2019
Prior Transfer Doc2019001362
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTARKE IN
Recording DateSep 16, 2022
Property Address409 S BOWER ST, KNOX, IN 46534-2505
Document Number2022003212
Instrument DateSep 16, 2022
Instrument2022003212
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address803 S HEATON ST, KNOX, IN 46534-2042

Mortgage

Document Number2022003213
DateSep 16, 2022
Instrument2022003213
Lender
NameFIRST FARMERS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2037

May 2019: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSTARKE IN
Recording DateMay 30, 2019
Property Address409 S BOWER ST, KNOX, IN 46534-2505
Document Number2019001362
Instrument DateMay 20, 2019
Instrument2019001362
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 W 5505, BOONE GROVE, IN 46302

Mortgage

Document Number2019001363
DateMay 30, 2019
Instrument2019001363
Lender
NameFIRST FEDERAL SAVINGS BANK
TypeBank
AddressROCHESTER, IN 46975
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2034

Tax Assessment & Valuation

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyStarke County
County SubdivisionCenter Township
MunicipalityKnox City
Unified School DistrictKnox Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,235.00 (+60.68%)$73,900 (+31.73%) Land $9,000 Building $64,900$73,900 (+31.73%) Land $9,000 Building $64,900
2024$1,391.00 (+21.06%)
2023$1,149.00 (+41.5%)$56,100 (+38.18%) Land $7,900 Building $48,200$56,100 (+38.18%) Land $7,900 Building $48,200
2022$812.00$40,600 Land $7,600 Building $33,000$40,600 Land $7,600 Building $33,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKNOX WATER WORKS
serves 3,700 people · EPA ID IN5275002
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Oct 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
Fourway
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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