409 S 5th St, Oregon, IL 61061 Property Records

Ogle County property record for 409 S 5th St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Lot Size0.192 acres (8,374 sqft)
Owner2 Individual Names on File
Tax Bill$4,116 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN16-03-303-005

Property Details

APN / Parcel Number

Primary APN16-03-303-005

Exterior

Lot Area8,374 sqft (0.192 acres)
Lot Dimensions123 ft deep x 66 ft wide

Location & Zoning

Street Address409 S 5TH ST
CityOREGON
StateIL
Zip61061-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOT 5 BLK 1 ST BRIDES HILLS 1ST ADD CITY OF OREGON
Legal SubdivisionHILLS FIRST ADD
Legal Block1
Legal Lot Number5
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group3
Census Block3038
Census Tract961400

Owner

409 S 5th St is owned and occupied by two individuals who acquired it in September 2023.

Source: Ogle County records, as of May 19, 2026

Owner of Record2 Individual Names on File
Mailing Address409 S 5TH ST, OREGON, IL 61061-1810
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2023
Deed SaleSep 18, 2023
Deed Document Number20234108
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateSep 18, 2023
Property Address409 S 5TH ST, OREGON, IL 61061-1810
Document Number0000004108
Instrument DateSep 12, 2023
Instrument202304108
Transaction TypeTransfer
Record UpdatedMay 14, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address409 S 5TH ST, OREGON, IL 61061-1810

Mortgage

Document Number0000004109
DateSep 18, 2023
Instrument202304109
Lender
NameFLANAGAN STATE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053
Interest
Rate TypeFixed Rate
Rate6%

Tax Assessment & Valuation

The 2025 property tax bill for 409 S 5th St was $4,116.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,116.00$48,444 Land $6,981 Building $41,463$145,332 Land $20,943 Building $124,389
2023$16,134 Land $7,023 Building $9,111$48,402 Land $21,069 Building $27,333
2022$2,022.00 Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 409 S 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 5th St

Nearby Streets

Search Property Records by Address or Parcel Number