409 S 4th St, De Soto, MO 63020 Property Records

Jefferson County property record for 409 S 4th St, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,048 sqft · built 1870
Lot Size	0.073 acres (3,179 sqft)
Owner	2 Individual Names on File
Last Sale	$115,400 (Jan 2021)
Tax Bill	$1,415 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`241.202.23024005`

Property Details

APN / Parcel Number

Primary APN	`241.202.23024005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	528 sqft
Basement Area	828 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,179 sqft (0.073 acres)
Lot Dimensions	125 ft deep x 25 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 S 4TH ST
City	DE SOTO
State	MO
Zip	63020-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	OLD TOWN LOT 18 BLOCK 22
Legal Subdivision	OLD TOWN
Legal Block	22
Legal Lot Number	18
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	4
Census Block	4040
Census Tract	701200

Owner

409 S 4th St is owned and occupied by two individuals who bought it in January 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 S 4TH ST, DE SOTO, MO 63020-1901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Warranty Deed, Transfer · FHA Mortgage FAMILY FIN MTG
May 9, 2019	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FIN'L
Mar 27, 2017	Warranty Deed, Transfer · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	May 9, 2019 · Amount on File
Deed Document Number	20211063
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 8, 2021
Property Address	409 S 4TH ST, DE SOTO, MO 63020-1901
Document Number	0000001063
Instrument Date	Dec 31, 2020
Instrument	1063
Transaction Type	Transfer
Record Updated	Mar 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 S 4TH ST DE SOTO MO 630201901, DE SOTO, MO 63020-1901

Mortgage

Document Number	1064
Date	Jan 8, 2021
Instrument	1064

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 9, 2019
Property Address	409 S 4TH ST, DE SOTO, MO 63020-1901
Document Number	0000012848
Instrument Date	May 8, 2019
Instrument	12848
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 S 4TH ST DE SOTO MO 630201901, DE SOTO, MO 63020-1901

Mortgage

Document Number	12849
Date	May 9, 2019
Instrument	12849

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	WASHINGTON, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 27, 2017
Property Address	409 S 4TH ST, DE SOTO, MO 63020-1901
Document Number	0000009075
Instrument Date	Mar 24, 2017
Instrument	9075
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 S 4TH ST DE SOTO MO 630201901, DE SOTO, MO 63020-1901

Mortgage

Document Number	9076
Date	Mar 27, 2017
Instrument	9076

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	HILLSBORO, MO 63050

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 409 S 4th St was $1,415.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	De Soto City
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,400 (-) Land $1,100 Building $21,300	$117,800 Land $5,600 Building $112,200
2025	$1,415.00	$22,400 Land $1,100 Building $21,300
2024			$117,800 (+9.38%) Land $5,600 Building $112,200
2023	$1,311.00	$20,500 Land $1,100 Building $19,400	$107,700 Land $5,600 Building $102,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 S 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2003)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 S 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESOTO PWS serves 6,400 people · EPA ID MO6010213
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Nearby Properties on S 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures