409 S 3rd St, West Dundee (Dundee), IL 60118 Property Records

Kane County property record for 409 S 3rd St, West Dundee, IL 60118

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,688 sqft · built 1911
Lot Size	0.206 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jul 2026)
Tax Bill	$9,312 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-27-231-003`

Property Details

APN / Parcel Number

Primary APN	`03-27-231-003`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,688 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	828 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	409 S 3RD ST
City	WEST DUNDEE
State	IL
Zip	60118-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 2 FARVIEW ADD
Legal Subdivision	FARVIEW ADD
Legal Block	2
Legal Lot Number	18
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1034
Census Tract	850500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Dundee Township Historic District listed 1975 · 63 contributing resources · NRIS 75000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 S 3rd St is owned and occupied by two individuals who bought it in July 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 S 3RD ST, WEST DUNDEE, IL 60118-2807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jan 19, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Aug 1, 2025 · Amount on File
Deed Document Number	202628078
Prior Transfer Date	Jan 16, 2023
Prior Transfer Doc	0000001917
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 6, 2026
Property Address	409 S 3RD ST, WEST DUNDEE, IL 60118-2807
Document Number	0000028078
Instrument Date	Jul 1, 2026
Instrument	202628078
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	ALTIMA TITLE LLC, ALTIMA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 S 3RD ST, WEST DUNDEE, IL 60118-2807

Mortgage

Document Number	0000028079,
Date	Jul 6, 2026
Instrument	202628079

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 19, 2023
Property Address	409 S 3RD ST, WEST DUNDEE, IL 60118-2807
Document Number	0000001917
Instrument Date	Jan 16, 2023
Instrument	2023K001917
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S 3RD ST, WEST DUNDEE, IL 60118-2807

Tax Assessment & Valuation

The 2025 property tax bill for 409 S 3rd St was $9,312, up 5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	West Dundee Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,312.00 (+4.96%)	$119,110 (+9.42%) Land $21,480 Building $97,630	$357,473 (+9.42%) Land $64,466 Building $293,007
2024	$8,872.00	$108,856 Land $19,631 Building $89,225	$326,699 Land $58,917 Building $267,782
2022	$8,428.00 (+3.26%)	$95,673 (+5.91%) Land $17,663 Building $78,010	$287,019 (+5.91%) Land $52,989 Building $234,030
2021	$8,162.00	$90,334 Land $16,677 Building $73,657	$271,002 Land $50,031 Building $220,971

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 S 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1986–2007)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST DUNDEE serves 7,845 people · EPA ID IL0890950
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet.

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