409 S 3rd St, Odessa, MO 64076 Property Records

Lafayette County property record for 409 S 3rd St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,848 sqft · built 1995
Lot Size	0.193 acres (8,398 sqft)
Owner	2 Company Names on File
Last Sale	$139,400 (Feb 2017)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Mar 2022 Refinance Feb 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-1.0-01-2-004-103.000`

Property Details

APN / Parcel Number

Primary APN	`23-1.0-01-2-004-103.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
Basement Area	1,848 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	409 S 3RD ST
City	ODESSA
State	MO
Zip	64076-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 6 PATTERSON & SMITHS ADDN; 748-1004, 831-466, 831-467, 2015DR0380, 2015DR1853, 2015DR2276, 2017DR0381, 2021DR3805,
Legal Range	28
Legal Township	48
Legal Section	01
Legal Subdivision	PATTERSON & SMITHS ADDN
Legal Block	6
Legal Lot Number	5
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	3
Census Block	3025
Census Tract	90601

Owner

409 S 3rd St is owned by a company that acquired it in February 2025.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	2 Company Names on File
Mailing Address	409 S 3RD ST, A, ODESSA, MO 64076-1571
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GENEVA FINANCIAL LLC
Feb 20, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 22, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 1, 2017	Warranty Deed, Transfer CONCORDIA FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on File
Deed Sale	Feb 1, 2017 · Amount on File
Deed Document Number	2017DR0381
Deed Book / Page	2017 / 381
Last Transfer Date	Feb 14, 2025
Transfer Doc	2025DR0550
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	409 S 3RD ST, ODESSA, MO 64076-1413
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR1383
Date	Mar 18, 2022
Instrument	2022DR1383

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Feb 20, 2025
Property Address	409 S 3RD ST, ODESSA, MO 64076-1413
Document Number	2025DR0550
Instrument Date	Feb 14, 2025
Instrument	2025DR0550
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	409 S 3RD ST APT A, A, ODESSA, MO 64076-1571

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jul 22, 2021
Property Address	409 S 3RD ST, ODESSA, MO 64076-1413
Document Number	2021DR3805
Instrument Date	Jul 20, 2021
Instrument	2021DR3805
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S 3RD ST APT A, A, ODESSA, MO 64076-1571

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Feb 1, 2017
Property Address	409 S 3RD ST, ODESSA, MO 64076-1413
Document Number	02017/0381
Book / Page	2017 / 0381
Instrument Date	Jan 26, 2017
Instrument	2017DR0381
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	LAFAYETTE COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S 2ND ST, ODESSA, MO 64076-1246

Mortgage

Document Number	02017/0382
Date	Feb 1, 2017
Book Page	2017/0382
Instrument	2017DR0382

Lender

Name	CONCORDIA FSLA
Type	Lending Institution
Address	ODESSA, MO 64076

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 409 S 3rd St was $2,062, up 11.5% from the year before.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,062.00 (+11.52%)	$27,843	$146,540 Land $16,180 Building $130,360
2024	$1,849.00
2023		$24,424	$128,546 Land $14,196 Building $114,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Fiber, Wisper ISP.

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