409 S 3rd St, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 409 S 3rd St, Mcloud, OK 74851 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleTraditional
Year BuiltBuilt 1982
Square Footage1,144 sqft Living Area
GarageAttached, 312 sqft
Tax Bill$926.00 (2025)

Property Details

APN / Parcel Number

Primary APN30701
Alternative APN
  • 4695-00-018-002-0-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,144 sqft Living Area
1st Floor1,144 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1982
Architectural StyleTraditional Style
Exterior MaterialBrick Veneer Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Garage TypeAttached Garage
Garage Area312 sqft Garage
PorchCovered Porch
Porch Area80 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number30701
Street Address409 S 3RD ST
CityMCLOUD
StateOK
Zip74851-8120
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGH SCHOOL BLK 18 S15'LOT 2 & ALL LOT 3
Legal Range02E
Legal Township11N
Legal Section16
Legal QuarterNE
Legal SubdivisionHIGH SCHOOL (MCLOUD)
Legal Block18
Legal Lot Number2,3
JurisdictionPOTTAWATOMIE OK
Minor Civil DivisionSHAWNEE
Census Blockgroup2
Census Block2047
Census Tract501005

Owner

Source: Pottawatomie County records · APN 30701

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address800 SW GRAND BLVD, OKLAHOMA CITY, OK 73109-2429
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2026Deed of Trust, Mortgage · Commercial Mortgage
FIRST UNITED BANK & TRUST CO
Jan 06, 2026Deed of Trust, Mortgage
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 09, 2012
Deed SaleFeb 09, 2012
Deed Doc Number0020121979
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOTTAWATOMIE OK
Property Address409 S 3RD ST, MCLOUD, OK 74851-8120
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 SW GRAND BLVD, OKLAHOMA CITY, OK 73109-2429

Mortgage

Document NumberI2026001520
DateFeb 03, 2026
InstrumentI-2026-001520
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressOKLAHOMA CITY, OK 73160
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOTTAWATOMIE OK
Property Address409 S 3RD ST, MCLOUD, OK 74851-8120
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address800 SW GRAND BLVD, OKLAHOMA CITY, OK 73109-2429

Mortgage

Document NumberI2026000201
DateJan 06, 2026
InstrumentI-2026-000201
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressOKLAHOMA CITY, OK 73160
Agreement
AmountAmount Recorded
Term12 Months
DueDec 31, 2026

Tax Assessment & Valuation

Source: Pottawatomie County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPottawatomie County
MunicipalityMcLoud City
Unified School DistrictMcLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$926.00 (+4.16%)$10,174 (+4.99%) Land $520 Building $9,654$103,410 (-3.59%) Land $6,750 Building $96,660
2024$889.00 (+5.96%)$9,690 (+5.01%) Land $496 Building $9,194$107,262 (+39.48%) Land $6,750 Building $100,512
2023$839.00$9,228 Land $450 Building $8,778$76,902 Land $3,750 Building $73,152

Flood & Wildfire

409 S 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Pottawatomie County (40125C), updated June 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
67th percentile of exposed land nationally · 29th in Oklahoma
Wildfire LikelihoodModerate — about 1 in 461 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on S 3rd St

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