409 S 3rd St, Girard, IL 62640 Property Records

Macoupin County property record for 409 S 3rd St, Girard, IL 62640

Property Summary

Property TypeCommercial
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$35,000 (Aug 2010)
Tax Bill$1,209 (2025)
APN07-000-819-01

Property Details

APN / Parcel Number

Primary APN07-000-819-01
Alternative APN
  • 04-32-266-006

Exterior

Lot Area6,600 sqft (0.152 acres)
Lot Dimensions66 ft deep x 100 ft wide

Location & Zoning

Street Address409 S 3RD ST
CityGIRARD
StateIL
Zip62640-1503
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionS 1/2 LOT 8 BLK 27 O P GIRARD 100 X 66 04-32-266-006
Legal Block27
Legal Lot Number8
JurisdictionMACOUPIN IL
Township / Civil DivisionGIRARD
Census Block Group4
Census Block4049
Census Tract956100

Owner

409 S 3rd St, a commercial property, is owned by two individuals who bought it in August 2010.

Source: Macoupin County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address409 S 3RD ST, GIRARD, IL 62640-1503
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2010 · Amount on File
Deed SaleAug 1, 2010 · Amount on File
Deed Document Number2010510207
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 409 S 3rd St was $1,209, up 3.2% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacoupin County
County SubdivisionGirard Township
MunicipalityGirard City
Unified School DistrictNorth Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,209.00 (+3.16%)$14,926 (+7%) Land $2,184 Building $12,742$44,778 (+7%) Land $6,552 Building $38,226
2024$1,172.00$13,949 Land $2,041 Building $11,908$41,847 Land $6,123 Building $35,724
2022$1,084.00$12,071 Land $1,766 Building $10,305$36,213 Land $5,298 Building $30,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 409 S 3rd St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 409 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIRARD
serves 1,885 people · EPA ID IL1170450
Water SourcePurchased surface water from OTTER LAKE WATER COMMISSION
Last State InspectionDec 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Royell Communications
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30

May also be available: Nextlink.

Nearby Properties on S 3rd St

Nearby Streets

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