409 S 3rd St, Gadsden, AL 35901 Property Records

Etowah County property record for 409 S 3rd St, Gadsden, AL 35901

Property Summary

Property TypeDuplex
Details1 ba · 1,556 sqft · built 1920
Lot Size0.174 acres (7,571 sqft)
Owner2 Individual Names on File
Last Sale$48,000 (Dec 2013)
Tax Bill$848 (2026)
Flood ZoneZone X (minimal risk)
APN15-02-09-1-000-066.003

Property Details

APN / Parcel Number

Primary APN15-02-09-1-000-066.003
Alternative APNs
  • 268790
  • 195995
  • 98616

Interior

Full Baths1 Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,556 sqft Total Area
1st Floor Area1,556 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleDuplex Single
Exterior MaterialWood
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,571 sqft (0.174 acres)

Utilities, Heating & Cooling

Heating SystemGravity Furnace

Location & Zoning

Account Number268790
Street Address409 S 3RD ST
CityGADSDEN
StateAL
Zip35901-5210
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionH/S BASE YEAR - LT 10 BLK 1 SOUTH PARK ADD PLAT A-301 9-12-6 D-2012-3374643,D-2013-3395943,S-11995,D-2023-3554016
Legal Range6E
Legal Township12S
Legal Section9
Legal SubdivisionSOUTH PARK ADD
Legal Block1
Legal Lot Number10
JurisdictionETOWAH AL
Township / Civil DivisionGADSDEN
Census Block Group3
Census Block3001
Census Tract1200

Owner

409 S 3rd St, a duplex, is owned and occupied by two individuals who bought it in December 2013.

Source: Etowah County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address409 S 3RD ST, GADSDEN, AL 35901-5210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2013 · Amount on File
Deed SaleDec 16, 2013 · Amount on File
Deed Document Number20133395943
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 409 S 3rd St was $848, up 6.9% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalityGadsden City
Unified School DistrictGadsden City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$848.00 (+6.94%)
2025$793.00$16,200 Land $4,760 Building $11,440$81,000 Land $23,800 Building $57,200
2023$930.00 (+44.41%)$18,980 (+44.22%) Land $4,760 Building $14,220$94,900 (+44.22%) Land $23,800 Building $71,100
2022$644.00$13,160 Land $4,760 Building $8,400$65,800 Land $23,800 Building $42,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 S 3rd St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims6 (1979–1999)
Claims Outside the SFHA2 of 6
Most Recent ClaimJun 1999 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Feb 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GADSDEN, THE WWSB OF THE
serves 44,637 people · EPA ID AL0000577
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Sparklight.

Nearby Properties on S 3rd St

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