Lane County property record for 409 S 3rd St, Cottage Grove, OR 97424
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1950 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,919 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 20-03-33-22-02000-000 |
| Primary APN | 20-03-33-22-02000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Finished Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 86 ft deep x 78 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 342 sqft |
| Driveway | Driveway |
| Driveway Area | 486 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 0912129 |
|---|---|
| Street Address | 409 S 3RD ST |
| City | COTTAGE GROVE |
| State | OR |
| Zip | 97424-2403 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1-SINGLE-FAMILY RES |
| Legal Description | SUBD:PERKINS ADDITION TO COTTAGE GROVE SEC/TWN/RNG/MER:SEC 33 TWN 20 RNG 03 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 33 |
| Legal Quarter | NW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | PERKINS ADDITION TO COTTAGE GROVE |
| Legal Lot Number | 2000 |
| Jurisdiction | LANE OR |
| Township / Civil Division | COTTAGE GROVE |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 1202 |
Source: Lane County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 S 3RD ST, COTTAGE GROVE, OR 97424-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2008 |
| Deed Sale | Jun 12, 2008 |
| Deed Document Number | 2008-034472 |
| Prior Transfer Date | Aug 28, 2007 |
| Prior Transfer Doc | 2007-060587 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 409 S 3RD ST, COTTAGE GROVE, OR 97424-2403 |
| Document Number | 0000022979 |
| Instrument Date | Jun 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000022979 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 22979 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | EUGENE, OR 97402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 10, 2039 |
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Cottage Grove City |
| Unified School District | South Lane School District 45J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,919.00 (+4.92%) Veteran's exemption | $136,596 (+6.09%) | $225,063 (+9.75%) Land $47,010 Building $178,053 |
| 2023 | $1,829.00 (+4.04%) Veteran's exemption | $128,756 (+3%) | $205,078 (+8.87%) Land $35,742 Building $169,336 |
| 2022 | $1,758.00 Veteran's exemption | $125,006 | $188,377 Land $36,814 Building $151,563 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DFN Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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