409 S 3rd Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 409 S 3rd Ave, Mount Vernon, NY 10550

Property Summary

Property TypeDuplex
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Mar 2020)
Tax Bill$17,198 (2025)
Deeds & MortgagesMay 2023 Mortgage
Mar 2020 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN550800 169.31-3116-37

Property Details

APN / Parcel Number

Primary APN550800 169.31-3116-37
Alternative APNs
  • 080016903131160370000000
  • 085550

Exterior

Architectural StyleDuplex Single
Lot Area2,178 sqft (0.05 acres)

Location & Zoning

Account Number085550
Street Address409 S 3RD AVE
CityMOUNT VERNON
StateNY
Zip10550-4507
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal SubdivisionVILLAGE OF MOUNT VERNON
Legal Block3116
Legal Lot Number37.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT VERNON
Census Block Group2
Census Block2006
Census Tract2700

Owner

Source: Westchester County and Mount Vernon City records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 E 3RD ST, MOUNT VERNON, NY 10553-5131
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Mar 18, 2020Bargain and Sale Deed, Transfer
JUDICIAL TITLE INSURANCE
Oct 29, 2019Grant Deed, Transfer
MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP
Sep 24, 2019Grant Deed, Transfer
MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP
Sep 6, 2019Quit Claim Deed, Foreclosure
SERVICELINK
Oct 3, 2018Grant Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2020 · Amount on Record
Deed SaleMar 18, 2020 · Amount on Record
Prior SaleOct 29, 2019 · Amount on Record
Deed Document Number2020600723048
Prior Transfer DateMay 10, 2019
Prior Transfer Doc0591363386
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address409 S 3RD AVE, MOUNT VERNON, NY 10550-4507
Transaction TypeMortgage
Record UpdatedMay 15, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 S 3RD AVE, MOUNT VERNON, NY 10550-4507

Mortgage

Document Number0631213021
DateMay 1, 2023
Instrument631213021
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term323 Months
DueApr 1, 2050

March 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateMar 18, 2020
Property Address409 S 3RD AVE, MOUNT VERNON, NY 10550-4507
Document Number0600723048
Map ReferenceMAP 144
Instrument DateMar 16, 2020
Instrument600723048
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyJUDICIAL TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$2,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address44 W 62ND ST # ST3B, 44, NEW YORK, NY 10023-7008

Transferred To (Grantee/Buyer)

NameVerified Name
Address3631 MAROLLA PL, BRONX, NY 10466-6012

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateOct 29, 2019
Property Address409 S 3RD AVE, MOUNT VERNON, NY 10550-4507
Document Number0591153310
Book / Page059115 / 003310
Instrument DateJul 18, 2019
Transaction TypeTransfer
Record UpdatedNov 8, 2019
Title CompanyMEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP

Transaction

AmountAmount Recorded
Tax$781.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address44 W 62ND ST #3B NEW YORK NY 100237009, 3B, NEW YORK, NY 10023-7009

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateSep 24, 2019
Property Address409 S 3RD AVE, MOUNT VERNON, NY 10550-4507
Document Number0592623329
Book / Page059262 / 003329
Instrument DateJul 18, 2019
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyMEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP

Transaction

AmountAmount Recorded
Tax$651.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1305 DUKE ST ALEXANDRIA VA 223143509, ALEXANDRIA, VA 22314-3509

September 2019: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionWESTCHESTER NY
Recording DateSep 6, 2019
Property Address409 S 3RD AVE, MOUNT VERNON, NY 10550-4507
Document Number0591363386
Book / Page059136 / 003386
Instrument DateMay 10, 2019
Transaction TypeForeclosure
Record UpdatedSep 25, 2019
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1000 TECHNOLOGY DR O FALLON MO 633682239, O FALLON, MO 63368-2239
InvestorPossibly a Property Investor

October 2018: Grant Deed, Foreclosure

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateOct 3, 2018
Property Address409 S 3RD AVE, MOUNT VERNON, NY 10550-4507
Document Number0582563409
Book / Page058256 / 003409
Instrument DateSep 2, 2018
Transaction TypeForeclosure
Record UpdatedOct 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,198.00$8,200 (-) Land $1,050 Building $7,150$455,555 (+6.67%) Land $58,333 Building $397,222
2024$8,200 (-) Land $1,050 Building $7,150$427,084 (-10.94%) Land $54,688 Building $372,396
2023$8,200 Land $1,050 Building $7,150$479,533 Land $61,404 Building $418,129

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT VERNON WATER DEPARTMENT
serves 73,893 people · EPA ID NY5903441
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead7 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000

May also be available: Optimum, T-Mobile.

Nearby Properties on S 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number