409 S 17th St, Wilmington, NC 28401 Property Records

New Hanover County property record for 409 S 17th St, Wilmington, NC 28401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1930
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2025)
Tax Bill	$1,415 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R05407-019-004-000`

Property Details

APN / Parcel Number

Primary APN	`R05407-019-004-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Basement Area	1,212 sqft
Finished Basement	1,212 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2024
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Terrain	Low
Porch	Slab
Porch Area	274 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 S 17TH ST
City	WILMINGTON
State	NC
Zip	28401-5546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5,RESIDE
Legal Description	LOT 5 BLK 501C WILMINGTON
Legal Subdivision	WESTBROOK GARDENS
Legal Block	19
Legal Lot Number	5
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2035
Census Tract	10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westbrook-Ardmore Historic District listed 2009 · 467 contributing resources · NRIS 08001414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 S 17th St is owned and occupied by two individuals who bought it in September 2025.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 S 17TH ST, WILMINGTON, NC 28401-5546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Jun 25, 2024 · Amount on File
Deed Document Number	202524836
Deed Book / Page	6801 / 1045
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Sep 19, 2025
Property Address	409 S 17TH ST, WILMINGTON, NC 28401-5546
Document Number	00680101045
Book / Page	6801 / 1045
Map Reference	MB 2 PG 63
Instrument Date	Sep 17, 2025
Instrument	2025024836
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4441 SIX FORKS RD # RD106-31, RD106-31, RALEIGH, NC 27609-5729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S 17TH ST, WILMINGTON, NC 28401-5546

Mortgage

Document Number	2025024837
Date	Sep 19, 2025
Instrument	2025024837

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,800 (+1.25%) Land $89,800 Building $324,000	$413,800 (+1.25%) Land $89,800 Building $324,000
2025		$408,700 Land $89,800 Building $318,900	$408,700 Land $89,800 Building $318,900
2024	$1,415.00 (+2.98%)
2023	$1,374.00 (-0.58%)	$162,700 Land $54,600 Building $108,100	$162,700 Land $54,600 Building $108,100
2022	$1,382.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 S 17th St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	14 (1996–2018)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 S 17th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20