409 S 15th St, Centerville, IA 52544 Property Records

Appanoose County property record for 409 S 15th St, Centerville, IA 52544

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,582 sqft · built 1950
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Jun 2022)
Tax Bill$2,374 (2026)
Deeds & MortgagesFeb 2019 Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN340011020920000

Property Details

APN / Parcel Number

Primary APN340011020920000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,582 sqft Living Area
Basement Area1,240 sqft
Unfinished Basement1,240 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area140 sqft
Deck Area288 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address409 S 15TH ST
CityCENTERVILLE
StateIA
Zip52544-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDRAKES 1ST LOT 8 BLK 3 & N 6 LOT 7 BLK 3
Legal SubdivisionDRAKES 1ST
Legal Block3
Legal Lot Number8
JurisdictionAPPANOOSE IA
Township / Civil DivisionCENTERVILLE
Census Block Group1
Census Block1010
Census Tract950400

Owner

Source: Appanoose County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 S 15TH ST, CENTERVILLE, IA 52544-2401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2019Deed of Trust, Mortgage · FHA Mortgage
PREMIER LENDING INC
Jun 30, 2022Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2022 · Amount on Record
Deed SaleJun 30, 2022 · Amount on Record
Deed Document Number20221560
Deed Book / Page2022 / 1560
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAPPANOOSE IA
Property Address409 S 15TH ST, CENTERVILLE, IA 52544-2401
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002019/292
DateFeb 20, 2019
Book Page2019/292
Instrument292
Lender
NamePREMIER LENDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAPPANOOSE IA
Recording DateJun 30, 2022
Property Address409 S 15TH ST, CENTERVILLE, IA 52544-2401
Document Number02022/1560
Book / Page2022 / 1560
Instrument DateJun 29, 2022
Instrument2022 1560
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$207.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address409 S 15TH ST, CENTERVILLE, IA 52544-2401

Mortgage

Document Number02022/1561
DateJun 30, 2022
Book Page2022/1561
Instrument2022 1561
Lender
NameCOMMUNITY FIRST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2032
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change6%
Index1-Year CMT

Tax Assessment & Valuation

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateIowa
CountyAppanoose County
MunicipalityCenterville City
Unified School DistrictCenterville Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,374.00 (-9.25%)$145,260 (-) Land $11,030 Building $134,230$145,260 (-) Land $11,030 Building $134,230
2025$2,616.00$145,260 (+15.4%) Land $11,030 Building $134,230$145,260 (+15.4%) Land $11,030 Building $134,230
2024$2,616.00 (+51.92%)
2023$125,880 (+56.78%) Land $9,800 Building $116,080$125,880 (+56.78%) Land $9,800 Building $116,080
2022$1,722.00 Homeowner's exemption$80,290 Land $7,350 Building $72,940
2021$80,290 Land $7,350 Building $72,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTERVILLE MUNICIPAL WATERWORKS
serves 5,344 people · EPA ID IA0407008
Water SourcePurchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN)
Last State InspectionSep 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Liberty Communications
Fixed Wireless · Fiber in parts of the area
500 / 200
Windstream
DSL · Fiber in parts of the area
200 / 20
Lockridge Networks
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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