Dallas County property record for 409 Rustic Ridge Dr, Garland, TX 75040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,076 sqft · built 1982 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $124,248 (Jul 2021) |
| Tax Bill | $2,890 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-23892-014-040-0000 |
| Primary APN | 26-23892-014-040-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,076 sqft Living Area |
| 1st Floor Area | 2,076 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,398 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 262389201404000 |
|---|---|
| Street Address | 409 RUSTIC RIDGE DR |
| City | GARLAND |
| State | TX |
| Zip | 75040-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z390 |
| Legal Description | GLENBROOK MEADOWS 6 BLK 14 LOT 40 INT20080292345 DD09022008 CO-DC 2389201404000 1CG23892014 |
| Legal Subdivision | GLENBROOK MEADOWS 6 |
| Legal Tract | 23892 |
| Legal Block | 14 |
| Legal Lot Number | 40 |
| Jurisdiction | DALLAS TX |
| Township / Civil Division | NORTHEAST DALLAS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 19025 |
Source: Dallas County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 RUSTIC RIDGE DR, GARLAND, TX 75040-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 27, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | Sep 9, 2008 · Amount on Record |
| Deed Document Number | 2021222359 |
| Prior Transfer Date | Jun 16, 2014 |
| Prior Transfer Doc | 0000149737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS TX |
| Property Address | 409 RUSTIC RIDGE DR, GARLAND, TX 75040-3531 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000049121 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 202300049121 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DALLAS TX |
| Recording Date | Jul 27, 2021 |
| Property Address | 409 RUSTIC RIDGE DR, GARLAND, TX 75040-3531 |
| Document Number | 202100222359 |
| Map Reference | VOL 78122 PG 2977 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 202100222359 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | TITLE CLEARING AND ESCROW, TITLE CLEARING & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 RUSTIC RIDGE DR, GARLAND, TX 75040-3531 |
| Document Number | 202100222360 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 202100222360 |
| Name | LAKEVIEW COMMUNITY CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Dallas County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Dallas County |
| Municipality | Garland City |
| Unified School District | Garland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,730 (-7.61%) Land $100,000 Building $270,730 | $370,730 (-7.61%) Land $100,000 Building $270,730 | |
| 2025 | $2,890.00 (-40.3%) Homeowner's exemption Senior Citizen's exemption | $401,250 (+18.6%) Land $100,000 Building $301,250 | $401,250 (+18.6%) Land $100,000 Building $301,250 |
| 2024 | $4,841.00 (+14.36%) | ||
| 2023 | $4,233.00 (-7.27%) Homeowner's exemption Senior Citizen's exemption | $338,320 Land $75,000 Building $263,320 | $338,320 Land $75,000 Building $263,320 |
| 2022 | $4,565.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1991–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GARLAND serves 248,822 people · EPA ID TX0570010 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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