Spartanburg County property record for 409 Roys Pl, Wellford, SC 29385
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,762 sqft · built 2018 |
| Lot Size | 1.17 acres (51,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,986 (Oct 2018) |
| Tax Bill | $2,205 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-1000-00327 |
| Primary APN | 6-1000-00327 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| Gross Area | 2,626 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Vinyl |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 51,401 sqft (1.17 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 182310 |
|---|---|
| Street Address | 409 ROYS PL |
| City | WELLFORD |
| State | SC |
| Zip | 29385-9074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 PEELERS GLEN SUB PB 172-313 PB 173-322 |
| Legal Subdivision | PEELERS GLEN SUB |
| Legal Lot Number | 27 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | WELLFORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 23002 |
409 Roys Pl is owned and occupied by an individual who bought it in October 2018.
Source: Spartanburg County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 409 ROYS PL, WELLFORD, SC 29385-9074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 11, 2018 | Deed, Subdivision Related Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 28, 2018 | Loan Modification, Mortgage NOT AVAILABLE |
| Jul 17, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2018 · Amount on File |
| Deed Sale | Oct 11, 2018 · Amount on File |
| Prior Sale | Jul 17, 2018 · Amount on File |
| Deed Document Number | 2018-46973 |
| Deed Book / Page | 121-L / 0462 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 409 ROYS PL, WELLFORD, SC 29385-9074 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000050338 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 6191/360 |
| Instrument | 2021-50338 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Oct 11, 2018 |
| Property Address | 409 ROYS PL, WELLFORD, SC 29385-9074 |
| Document Number | 0000046973 |
| Book / Page | 121-L / 0462 |
| Map Reference | MB173 PG322 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 2018-46973 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 ROYS PL, WELLFORD, SC 29385-9074 |
| Document Number | 0000046974 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 5518/0149 |
| Instrument | 2018-46974 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 409 ROYS PL, WELLFORD, SC 29385-9074 |
| Document Number | 0000031979 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1479 MOUNT LEBANON RD CAMPOBELLO SC 293228020, CAMPOBELLO, SC 29322-8020 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jul 17, 2018 |
| Property Address | 409 ROYS PL, WELLFORD, SC 29385-9074 |
| Document Number | 0000031978 |
| Book / Page | 00120L / 000153 |
| Instrument Date | May 10, 2018 |
| Instrument | 31978 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $83.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1479 MOUNT LEBANON RD CAMPOBELLO SC 293228020, CAMPOBELLO, SC 29322-8020 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 409 Roys Pl was $2,205, up 2.1% from the year before.
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Municipality | Wellford City |
| Unified School District | Spartanburg School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,205.00 (+2.08%) | $8,740 Land $1,101 Building $7,639 | $238,100 Land $30,000 Building $208,100 |
| 2024 | $2,160.00 (+4.15%) | ||
| 2023 | $2,074.00 | $8,740 Land $1,101 Building $7,639 | $238,100 Land $30,000 Building $208,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Roys Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Roys Pl is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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