409 River Woods Dr, Flushing, MI 48433 Property Records

Genesee County property record for 409 River Woods Dr, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,426 sqft · built 1993
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Sep 2024)
Tax Bill	$9,342 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-26-581-002`

Property Details

APN / Parcel Number

Primary APN	`55-26-581-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,426 sqft Living Area
1st Floor Area	1,617 sqft
Basement Area	1,617 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	170 ft deep x 75 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 RIVER WOODS DR
City	FLUSHING
State	MI
Zip	48433-2174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES R-1 (L
Legal Description	LOT 4, RIVER WOODS ESTATES (91) FR 5500003112
Legal Subdivision	RIVER WOODS ESTATES
Legal Lot Number	4
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	2
Census Block	2001
Census Tract	10604

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 RIVER WOODS DR, FLUSHING, MI 48433-2174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK
May 21, 2019	Warranty Deed, Transfer BANK OF AMERICA
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on Record
Deed Sale	Sep 3, 2024 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	202446201
Prior Transfer Date	Mar 10, 2014
Prior Transfer Doc	0000027393
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 13, 2022
Property Address	409 RIVER WOODS DR, FLUSHING, MI 48433-2174
Document Number	0000045055
Map Reference	MB 65 PG 31&32
Instrument Date	May 19, 2022
Instrument	202206130045055
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 RIVER WOODS DR, 409, FLUSHING, MI 48433-2174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16109 RIVER RIDGE TRL, LINDEN, MI 48451-8576

Mortgage

Document Number	0000045056
Date	Jun 13, 2022
Instrument	202206130045056

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 21, 2019
Property Address	409 RIVER WOODS DR, FLUSHING, MI 48433-2174
Document Number	0000038365
Instrument Date	May 15, 2019
Instrument	38365
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	SARGENTS TITLE COMPANY, SARGENT'S TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,408.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	501 FARBER RD #109 PRINCETON NJ 085405959, 109, PRINCETON, NJ 08540-5959

Mortgage

Document Number	38140
Date	May 21, 2019
Instrument	38140

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	409 RIVER WOODS DR, FLUSHING, MI 48433-2174
Document Number	0000020031
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 RIVER WOODS DR FLUSHING MI 484332174, FLUSHING, MI 48433-2174

Mortgage

Document Number	0000020031
Date	Apr 11, 2018
Instrument	20031

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flushing City
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,700 (+3.54%)	$427,400 (+3.54%)
2025	$9,342.00 (+31.19%) Homeowner's exemption	$206,400 (+39.65%)	$412,800 (+39.65%)
2024	$7,121.00 (-8.87%)
2023		$147,800	$295,600
2021	$7,814.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1981–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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