Lorain County property record for 409 River Run Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,480 sqft · built 2022 |
| Lot Size | 0.155 acres (6,759 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $332,500 (Jan 2023) |
| Tax Bill | $5,986 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-007-102-033 |
| Primary APN | 10-00-007-102-033 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,480 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,759 sqft (0.155 acres) |
| Porch | Open Frame Porch |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 RIVER RUN DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST MEADOWS SUB 1 52 X 130 |
| Legal Subdivision | HARVEST MEADOWS SUB 1 |
| Legal Block | 102 |
| Legal Lot Number | 17 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-007-102-033
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 RIVER RUN DR, ELYRIA, OH 44035-7805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Line of Credit OCEANFIRST BANK |
| Jan 31, 2023 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on Record |
| Deed Sale | Jan 31, 2023 · Amount on Record |
| Deed Document Number | 2023905276 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 409 RIVER RUN DR, ELYRIA, OH 44035-7805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | MILLENIUM TITLE AGENCY, MILLENIUM TITLE AGENCY LTD |
| Name | Verified Name |
|---|
| Document Number | 0000859825 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022-0859825 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 31, 2023 |
| Property Address | 409 RIVER RUN DR, ELYRIA, OH 44035-7805 |
| Document Number | 0000905276 |
| Map Reference | VOL 111 PG 1-4 |
| Instrument Date | Jan 09, 2023 |
| Instrument | 2023-0905276 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 409 RIVER RUN DR, ELYRIA, OH 44035-7805 |
| Document Number | 0000905277 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023-0905277 |
| Name | K HOVNANIAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Number | 0000905628 |
|---|---|
| Date | Feb 03, 2023 |
| Instrument | 2023-0905628 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BOYNTON BEACH, FL 33426 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,986.00 (-2.62%) | $144,330 (-) Land $29,750 Building $114,580 | $412,370 (-) Land $85,000 Building $327,370 |
| 2024 | $6,147.00 (+13.43%) | $144,330 (+26.25%) Land $29,750 Building $114,580 | $412,370 (+26.25%) Land $85,000 Building $327,370 |
| 2023 | $5,419.00 (+446.27%) | $114,317 (+444.37%) Land $26,250 Building $88,067 | $326,620 (+444.37%) Land $75,000 Building $251,620 |
| 2022 | $992.00 | $21,000 Land $21,000 | |
| 2021 | $60,000 Land $60,000 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Based on FCC filings for 611 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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