409 River Front Dr, Sparta, TN 38583 Property Records

Van Buren County property record for 409 River Front Dr, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,784 sqft · built 2008
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Dec 2019)
Tax Bill	$2,485 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`088007C A 02100`

Property Details

APN / Parcel Number

Primary APN	`088007C A 02100`
Alternative APN	`007C A 02100`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,784 sqft Living Area
1st Floor Area	2,088 sqft
Upper Floors Area	696 sqft
Basement Area	696 sqft
Finished Basement	696 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	48,787 sqft (1.12 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,296 sqft
Deck Area	400 sqft
Patio Area	1,380 sqft
Boat Access	Boat Access
Boat House	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	409 RIVER FRONT DR
City	SPARTA
State	TN
Zip	38583-7325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W01
Legal Subdivision	RIVER BEND
Legal Lot Number	21
Jurisdiction	VAN BUREN TN
Township / Civil Division	2
Census Block Group	2
Census Block	2007
Census Tract	925200

Owner

409 River Front Dr is owned by an individual who bought it in December 2019.

Source: Van Buren County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5714 COLCHESTER CT, MURFREESBORO, TN 37128-3795
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Dec 2, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST NB OF MIDDLE TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Jun 30, 2005 · Amount on File
Deed Document Number	19001233
Deed Book / Page	RB102 / 513
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	409 RIVER FRONT DR, SPARTA, TN 38583-7325
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00RB125/23
Date	Apr 13, 2023
Book Page	RB125/23
Instrument	23000468

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	409 RIVER FRONT DR, SPARTA, TN 38583-7325
Transaction Type	Mortgage
Record Updated	Jul 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB105/469
Date	Jun 18, 2020
Book Page	RB105/469
Instrument	20000595

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Dec 2, 2019
Property Address	409 RIVER FRONT DR, SPARTA, TN 38583-7325
Document Number	RB102/513
Book / Page	RB102 / 513
Map Reference	MB 2 PG 52
Instrument Date	Nov 21, 2019
Instrument	19001233
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST COMMUNITY T&E CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 RIVER FRONT DR, SPARTA, TN 38583-7325

Mortgage

Document Number	19001234
Date	Dec 2, 2019
Instrument	19001234

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 409 River Front Dr was $2,485.

Source: Van Buren County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,485.00	$103,550 (-) Land $18,750 Building $84,800
2024	$2,485.00	$103,550 (-) Land $18,750 Building $84,800
2023	$2,485.00	$103,550 (-) Land $18,750 Building $84,800
2022	$2,485.00	$103,550 Land $18,750 Building $84,800	$414,200 (-) Land $75,000 Building $339,200
2021			$414,200 Land $75,000 Building $339,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 River Front Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 River Front Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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