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409 River Arch Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 409 River Arch Dr, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,085 sqft · built 2006
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on File
Last Sale$368,000 (Apr 2008)
Tax Bill$4,268 (2025)
Deeds & MortgagesMar 2021 Transfer
Mar 2021 Refinance
APN0363012000290

Property Details

APN / Parcel Number

Primary APN0363012000290

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,085 sqft Living Area
1st Floor Area1,694 sqft
AtticAttic
Attic Area451 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions15 ft deep x 61 ft wide
Garage TypeAttached
Garage Area451 sqft

Exterior Amenities

PorchSlab
Porch Area68 sqft
Deck AreaDeck Area
Patio Area120 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address409 RIVER ARCH DR
CityCHESAPEAKE
StateVA
Zip23320-2103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD: PLANN
Legal Description29 RIVER ARCH VILLAGE
Legal SubdivisionRIVER ARCH VILLAGE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1000
Census Tract20908

Owner

409 River Arch Dr is owned and occupied by two individuals who acquired it in February 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address409 RIVER ARCH DR, CHESAPEAKE, VA 23320-2103
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Intrafamily Transfer, Transfer
Mar 3, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2008 · Amount on File
Deed SaleApr 23, 2008 · Amount on File
Prior SaleJun 7, 2006 · Amount on File
Deed Book / Page7461 / 650
Last Transfer DateFeb 26, 2021
Transfer Doc0000009894
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 3, 2021
Property Address409 RIVER ARCH DR, CHESAPEAKE, VA 23320-2103
Document Number10323/98
Book / Page10323 / 98
Instrument DateFeb 26, 2021
Instrument210009896
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 RIVER ARCH DR, CHESAPEAKE, VA 23320-2103

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 3, 2021
Property Address409 RIVER ARCH DR, CHESAPEAKE, VA 23320-2103
Document Number10323/69
Book / Page10323 / 69
Instrument DateFeb 26, 2021
Instrument210009894
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 RIVER ARCH DR, CHESAPEAKE, VA 23320-2103

Mortgage

Document Number0010323/73
DateMar 3, 2021
Book Page10323/73
Instrument210009895
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term180 Months
DueMar 1, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 409 River Arch Dr was $4,268, up 0.7% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$439,500 (+4%) Land $170,000 Building $269,500$439,500 (+4%) Land $170,000 Building $269,500
2025$4,268.00 (+0.71%)$422,600 Land $150,000 Building $272,600$422,600 Land $150,000 Building $272,600
2024$4,238.00
2023$403,600 (+4.29%) Land $140,000 Building $263,600$403,600 (+4.29%) Land $140,000 Building $263,600
2022$387,000 Land $135,000 Building $252,000$387,000 Land $135,000 Building $252,000
2019$3,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 409 River Arch Dr; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 100 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies181 units insured
incl. 81 condo units
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 River Arch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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