Morgan County property record for 409 Ridgeview Dr, Berkeley Springs, WV 25411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 2007 |
| Lot Size | 0.846 acres (36,852 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,358 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2-0148.0000 |
| Primary APN | 02-2-0148.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 3,360 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 36,852 sqft (0.846 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 RIDGEVIEW DR |
|---|---|
| City | BERKELEY SPRINGS |
| State | WV |
| Zip | 25411-7223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE VIEW S/D PH 1 LOT 21 0.846 AC |
| Legal Subdivision | RIDGE VIEW S/D |
| Legal Lot Number | 21 |
| Jurisdiction | MORGAN WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970800 |
409 Ridgeview Dr is owned and occupied by two individuals who acquired it in April 2008.
Source: Morgan County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 RIDGEVIEW DR, BERKELEY SPRINGS, WV 25411-7223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2008 |
| Deed Sale | Apr 15, 2008 |
| Deed Document Number | 2008738022 |
| Deed Book / Page | 228 / 914 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 409 Ridgeview Dr was $1,358 with a homeowner's exemption, up 8% from the year before.
Source: Morgan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,358.00 (+8.04%) | $157,020 (+7.17%) Land $23,820 Building $133,200 | $261,700 (+7.17%) Land $39,700 Building $222,000 |
| 2025 | $1,257.00 Homeowner's exemption | $146,520 Land $23,820 Building $122,700 | $244,200 Land $39,700 Building $204,500 |
| 2023 | $1,053.00 (+1.25%) Homeowner's exemption | $125,280 (+1.06%) Land $15,300 Building $109,980 | $208,800 (+1.06%) Land $25,500 Building $183,300 |
| 2022 | $1,040.00 Homeowner's exemption | $123,960 Land $15,300 Building $108,660 | $206,600 Land $25,500 Building $181,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Ridgeview Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1978–1996) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Ridgeview Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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