409 Ridgehaven Pl, Richardson, TX 75080 Property Records

Dallas County property record for 409 Ridgehaven Pl, Richardson, TX 75080

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,847 sqft · built 1963
Lot Size	0.23 acres (10,028 sqft)
Owner	2 Individual Names on File
Last Sale	$365,800 (Feb 2014)
Tax Bill	$22,103 (2025)
Deeds & Mortgages	May 2022 Line of Credit Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-03450-034-030-0000`

Property Details

APN / Parcel Number

Primary APN	`42-03450-034-030-0000`
Alternative APN	`420345003403000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,847 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,028 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	420345003403000
Street Address	409 RIDGEHAVEN PL
City	RICHARDSON
State	TX
Zip	75080-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z277
Legal Description	CANYON CREEK COUNTRY CLUB 6 BLK 34 LOT 30 INT201400039743 DD02142014 CO-DC 0345003403000 3CR03450034
Legal Subdivision	CANYON CREEK COUNTRY CLUB 6
Legal Tract	3450
Legal Block	34
Legal Lot Number	30
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1034
Census Tract	19210

Owner

409 Ridgehaven Pl is owned and occupied by two individuals who bought it in February 2014.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 RIDGEHAVEN PL, RICHARDSON, TX 75080-2538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit UNITED HERITAGE CU
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit WASHINGTON FEDERAL NA
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2014 · Amount on File
Deed Sale	Feb 19, 2014 · Amount on File
Prior Sale	Oct 12, 1998
Deed Document Number	201439743
Prior Transfer Date	Feb 14, 2014
Prior Transfer Doc	0000039743
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	409 RIDGEHAVEN PL, RICHARDSON, TX 75080-2538
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150594
Date	May 31, 2022
Instrument	202200150594

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	409 RIDGEHAVEN PL, RICHARDSON, TX 75080-2538
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000280025
Date	Oct 13, 2020
Instrument	202000280025

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	ALBUQUERQUE, NM 87101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 6, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	409 RIDGEHAVEN PL, RICHARDSON, TX 75080-2538
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000237660
Date	Sep 2, 2020
Instrument	202000237660

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 409 Ridgehaven Pl was $22,103 with exemptions applied, up 8.4% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,276,320 (-) Land $400,000 Building $876,320	$1,276,320 (-) Land $400,000 Building $876,320
2025	$22,103.00 (+8.42%) Homeowner's exemption	$1,276,320 Land $400,000 Building $876,320	$1,276,320 Land $400,000 Building $876,320
2024	$20,386.00 (+7.19%)
2023	$19,018.00 (-7.93%) Homeowner's exemption	$1,034,550 Land $350,000 Building $684,550	$1,034,550 Land $350,000 Building $684,550
2022	$20,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Ridgehaven Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1989–1990)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1990 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Ridgehaven Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Element8, T-Mobile.

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