409 Ridgecrest Cir, Denton, TX 76205 Property Records

Denton County property record for 409 Ridgecrest Cir, Denton, TX 76205

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,003 sqft · built 1966
Lot Size	0.483 acres (21,021 sqft)
Owner	Individual Name on File
Tax Bill	$9,912 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R28219 156643`

Property Details

APN / Parcel Number

Primary APN	`R28219 156643`
Alternative APNs	`SD0296A-000006-0000-0000-0000` `R28219` `975734`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	3,003 sqft Living Area
Gross Area	3,454 sqft
1st Floor Area	1,206 sqft
Basement Area	1,797 sqft
Finished Basement	1,797 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	21,021 sqft (0.483 acres)
Lot Dimensions	147 ft deep x 143 ft wide
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	409 RIDGECREST CIR
City	DENTON
State	TX
Zip	76205-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHRIDGE BLK 6 LOT 9(W10OF)&10
Legal Subdivision	SOUTHRIDGE
Legal Block	6
Legal Lot Number	9
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	2
Census Block	2017
Census Tract	21305

Owner

409 Ridgecrest Cir is owned and occupied by an individual who acquired it in September 2023.

Source: Denton County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	800 OXFORD DR, ROLLA, MO 65401-4742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLOW BEND MORTGAGE CO
Oct 17, 2017	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK
Sep 13, 2017	Loan Modification, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023
Deed Sale	Sep 18, 2023
Prior Sale	Oct 17, 2017 · Amount on File
Deed Document Number	2023100456
Prior Transfer Date	May 4, 2010
Prior Transfer Doc	0000046668
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	409 RIDGECREST CIR, DENTON, TX 76205-5407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173741
Date	Oct 28, 2020
Instrument	2020-173741

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Oct 17, 2017
Property Address	409 RIDGECREST CIR, DENTON, TX 76205-5407
Document Number	0000127870
Map Reference	VOL 3 PG 51
Instrument Date	Oct 16, 2017
Instrument	2017-127870
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 RIDGECREST CIR, DENTON, TX 76205-5407

Mortgage

Document Number	0000127871
Date	Oct 17, 2017
Instrument	2017-127871

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENTON TX
Property Address	409 RIDGECREST CIR, DENTON, TX 76205-5407
Document Number	0000129264
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	409 RIDGECREST CIR DENTON TX 762055407, DENTON, TX 76205-5407

Mortgage

Document Number	0000129264
Date	Oct 19, 2017
Instrument	129264

Lender

Name	INDEPENDENT BK
Type	Bank
Address	DENTON, TX 76201

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 18, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 409 Ridgecrest Cir was $9,912 with a homeowner's exemption.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,000 Land $135,047 Building $495,953	$631,000 Land $135,047 Building $495,953
2025	$9,912.00
2023	$8,043.00 (-8.22%) Homeowner's exemption	$564,000 Land $117,344 Building $446,656	$564,000 Land $117,344 Building $446,656
2022	$8,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Ridgecrest Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1983–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Apr 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Ridgecrest Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ElektraFi, Nextlink, Pavlov Media.

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