Dane County property record for 409 Ridge St, Madison, WI 53705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,698 sqft · built 1948 |
| Lot Size | 0.19 acres (8,298 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,500 (Feb 2016) |
| Tax Bill | $7,029 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0709-212-1205-0 |
| Primary APN | 0709-212-1205-0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,698 sqft Living Area |
| 1st Floor Area | 914 sqft |
| 2nd Floor Area | 448 sqft |
| Basement Area | 914 sqft |
| Finished Basement | 336 sqft |
| Family Room | Family Room |
| Interior Walls | Plaster |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 8,298 sqft (0.19 acres) |
| Lot Dimensions | 188 ft deep x 44 ft wide |
| Terrain | Wooded |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Driveway | Driveway |
| Driveway Area | 127 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 154 sqft |
| Patio Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 RIDGE ST |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53705-3625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR-C2, WP-06 |
| Legal Description | LAKELAND, S 44 FT OF N 264 FT OF W 188.6 FT OF LOT 36 |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 21 |
| Legal Subdivision | LAKELAND, S 44 FT OF N 264 FT OF W 188.6 |
| Legal Lot Number | 36 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 800 |
409 Ridge St is owned and occupied by an individual who bought it in February 2016.
Source: Dane County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 RIDGE ST, MADISON, WI 53705-3625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY/WI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2016 · Amount on File |
| Deed Sale | Feb 25, 2016 · Amount on File |
| Prior Sale | Nov 18, 2015 |
| Deed Document Number | 5216920 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 409 RIDGE ST, MADISON, WI 53705-3625 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005699239 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 5699239 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 409 RIDGE ST, MADISON, WI 53705-3625 |
| Document Number | 0005573873 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 409 RIDGE ST MADISON WI 537053625, MADISON, WI 53705-3625 |
| Document Number | 0005573873 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 5573873 |
| Name | UNIVERSITY/WI CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53744-4963 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 30, 2035 |
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $401,800 Land $146,600 Building $255,200 | ||
| 2024 | $7,029.00 | $401,800 | |
| 2023 | $372,000 Land $135,700 Building $236,300 | ||
| 2022 | $6,381.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Ridge St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Ridge St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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