409 Richmond Rd, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 409 Richmond Rd, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 2002
Lot Size	3.27 acres (142,441 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Jul 2022)
Tax Bill	$6,994 (2025)
Deeds & Mortgages	Jul 2022 Sale May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`TROY M:031 B:0008 L:000A`

Property Details

APN / Parcel Number

Primary APN	`TROY M:031 B:0008 L:000A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	142,441 sqft (3.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	409 RICHMOND RD
City	TROY
State	NH
Zip	03465-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Block	8
Legal Lot Number	A
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4015
Census Tract	970800

Owner

409 Richmond Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 RICHMOND RD, TROY, NH 03465-2433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Warranty Deed, Transfer
May 17, 2019	Deed of Trust, Mortgage · Line of Credit PRECISION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Deed Document Number	20226320
Deed Book / Page	3218 / 1051
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Jul 8, 2022
Property Address	409 RICHMOND RD, TROY, NH 03465-2433
Document Number	03218-1051
Book / Page	3218 / 1051
Instrument Date	Jul 8, 2022
Instrument	2206320
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	409 RICHMOND RD, TROY, NH 03465-2433

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	409 RICHMOND RD, TROY, NH 03465-2433
Document Number	0030700922
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 RICHMOND RD TROY NH 034652433, TROY, NH 03465-2433

Mortgage

Document Number	0030700922
Date	Jul 1, 2019
Book Page	003070/000922
Instrument	4891

Lender

Name	PRECISION FCU
Address	KEENE, NH 03431

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 30, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 409 Richmond Rd was $6,994.

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,994.00	$324,700 Land $43,600 Building $281,100
2018	$6,299.00	$181,100 Land $39,200 Building $141,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 409 Richmond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Richmond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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