Pickens County property record for 409 Richard St, Easley, SC 29640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 1974 |
| Owner | Individual Name on File |
| Tax Bill | $762 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5019-08-79-7031 |
| Primary APN | 5019-08-79-7031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,476 sqft Living Area |
| Utility Area | 60 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | R0049392 |
|---|---|
| Old Parcel Number | 5019 08 79 7031 |
| Street Address | 409 RICHARD ST |
| City | EASLEY |
| State | SC |
| Zip | 29640-1446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R 10 ONE FAMILY RES DIST |
| Legal Description | PLAT 40/212, 1875 PLAT FILED UNDER MCDUFFIE HAMILTON IN GIS |
| Jurisdiction | PICKENS SC |
| Township / Civil Division | EASLEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10805 |
409 Richard St is owned and occupied by an individual who acquired it in August 1995.
Source: Pickens County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 RICHARD ST, EASLEY, SC 29640-1446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Apr 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 1995 |
| Deed Sale | Aug 21, 1995 |
| Deed Document Number | 0000050697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Recording Date | Aug 31, 2026 |
| Property Address | 409 RICHARD ST, EASLEY, SC 29640-1446 |
| Document Number | 0000013577 |
| Book / Page | 6929 / 90 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202613577 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 409 RICHARD ST, EASLEY, SC 29640-1446 |
| Document Number | 0000013577, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 6929/90 |
| Instrument | 202613577 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PICKENS SC |
| Property Address | 409 RICHARD ST, EASLEY, SC 29640-1446 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000006703 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 5879/220 |
| Instrument | 202106703 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
The 2025 property tax bill for 409 Richard St was $762, up 12.4% from the year before.
Source: Pickens County assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Pickens County |
| Municipality | Easley City |
| Unified School District | Pickens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $762.00 (+12.39%) | $6,010 (+15.13%) Land $740 Building $5,270 | $249,300 (+91.03%) Land $30,600 Building $218,700 |
| 2024 | $678.00 (+9.89%) | $5,220 (-) Land $640 Building $4,580 | $130,500 (-) Land $16,000 Building $114,500 |
| 2023 | $617.00 (-1.44%) | $5,220 (-) Land $640 Building $4,580 | $130,500 (-) Land $16,000 Building $114,500 |
| 2022 | $626.00 | $5,220 Land $640 Building $4,580 | $130,500 Land $16,000 Building $114,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Richard St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Richard St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASLEY COMBINED UTIL serves 36,098 people · EPA ID SC3910002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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