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409 Redstart Rd, Naperville, IL 60565 Property Records

DuPage County property record for 409 Redstart Rd, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,170 sqft · built 1988
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$840,000 (Jan 2024)
Tax Bill$13,613 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-31-108-004

Property Details

APN / Parcel Number

Primary APN08-31-108-004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,170 sqft Living Area
Gross Area4,860 sqft
1st Floor Area1,690 sqft
2nd Floor Area1,480 sqft
Basement Area1,690 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTraditional
Lot Area10,019 sqft (0.23 acres)
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address409 REDSTART RD
CityNAPERVILLE
StateIL
Zip60565-4175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWINDING CREEK ESTATES UNIT 5 ALL
Legal SubdivisionWINDING CREEK ESTATES
Legal Lot Number119
Legal Unit5
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group4
Census Block4004
Census Tract846207

Owner

Source: DuPage County assessment roll, APN 08-31-108-004, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1250 E BAILEY RD, NAPERVILLE, IL 60565-1647
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC
Mar 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 26, 2024 · Amount on Record
Deed SaleJan 26, 2024 · Amount on Record
Prior SaleJan 11, 2005 · Amount on Record
Deed Document Number20244627
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJan 26, 2024
Property Address409 REDSTART RD, NAPERVILLE, IL 60565-4175
Document Number0000004627
Map ReferenceDOC R86-66469
Instrument DateJan 10, 2024
InstrumentR2024-004627
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address409 REDSTART RD, NAPERVILLE, IL 60565-4175

Mortgage

Document Number0000004628
DateJan 26, 2024
InstrumentR2024-004628
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054
Interest
Rate TypeFixed Rate
Rate6.62%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address409 REDSTART RD, NAPERVILLE, IL 60565-4175
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027011
DateMar 17, 2020
InstrumentR2020-027011
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2035
Interest
Rate3.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$13,613.00 (+17.27%)$241,258 (+30.15%) Land $85,287 Building $155,971$723,774 (+30.15%) Land $255,861 Building $467,913
2022$11,608.00 Homeowner's exemption$185,370 Land $65,530 Building $119,840$556,110 Land $196,590 Building $359,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), as of September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438462074, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2017 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 491 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0434670, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNAPERVILLE
serves 156,406 people
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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