409 Red Cloud Ln, Ten Mile, TN 37880 Property Records

Meigs County property record for 409 Red Cloud Ln, Ten Mile, TN 37880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 954 sqft · built 2024
Lot Size	1.04 acres (45,518 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Jul 2021)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061002J A 02300`

Property Details

APN / Parcel Number

Primary APN	`061002J A 02300`
Alternative APN	`002J A 02300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	954 sqft Living Area
Upper Floors Area	321 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,518 sqft
Lot Dimensions	226 ft deep x 201 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	180 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	409 RED CLOUD LN
City	TEN MILE
State	TN
Zip	37880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	DISTRICT: 04, COUNTY AREA: A01
Legal Subdivision	RED CLOUD SHORES PHASE I
Legal Lot Number	410 201
Jurisdiction	MEIGS TN
Township / Civil Division	5
Census Block Group	1
Census Block	1043
Census Tract	960100

Owner

409 Red Cloud Ln is owned by an individual who bought it in July 2021.

Source: Meigs County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	503 CARDINAL CIR E, SAINT MARYS, GA 31558-4293
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS NATIONAL BANK
Jul 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Feb 28, 2012 · Amount on File
Deed Document Number	40798
Deed Book / Page	I6 / 7
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEIGS TN
Property Address	RED CLOUD LN, TEN MILE, TN 37880
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000259/392
Date	Oct 4, 2022
Book Page	259/392
Instrument	44541

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	SEVIERVILLE, TN 37862

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	71 Months
Due	Sep 15, 2028

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEIGS TN
Recording Date	Jul 16, 2021
Property Address	RED CLOUD LN, TEN MILE, TN 37880
Document Number	I6/7
Book / Page	I6 / 7
Map Reference	ENV 48 SL A
Instrument Date	Jul 9, 2021
Instrument	40798
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	REALTY T&E SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 50098, JACKSONVILLE, FL 32240-0098

Mortgage

Document Number	40799
Date	Jul 16, 2021
Instrument	40799

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 409 Red Cloud Ln was $1,024, up 32% from the year before.

Source: Meigs County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Meigs County
Unified School District	Meigs County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00 (+31.96%)	$60,650 (+31.99%) Land $15,000 Building $45,650
2024	$776.00 (+169.44%)	$45,950 (+169.5%) Land $15,000 Building $30,950
2023	$288.00	$17,050 (-) Land $15,000 Building $2,050
2022	$288.00	$17,050 Land $15,000 Building $2,050	$68,200 (-71.89%) Land $60,000 Building $8,200
2021			$242,600 Land $60,000 Building $182,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Red Cloud Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Red Cloud Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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