Berrien County property record for 409 Ray Rd, Enigma, GA 31749
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,161 sqft · built 1965 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $760 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016 17 000 |
| Primary APN | 016 17 000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,161 sqft Heated Area |
| 1st Floor Area | 2,005 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 174,240 sqft (4 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 798 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 252 sqft |
| Utility Building | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 520 |
|---|---|
| Old Parcel Number | 016 17 000 |
| Street Address | 409 RAY RD |
| City | ENIGMA |
| State | GA |
| Zip | 31749-2710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UNZONED SMALL TRACT |
| Legal Description | DB 159 PG 221-222 |
| Jurisdiction | BERRIEN GA |
| Township / Civil Division | ENIGMA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 970200 |
409 Ray Rd is owned and occupied by two individuals.
Source: Berrien County records, as of February 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 RAY RD, ENIGMA, GA 31749-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN GA |
| Property Address | 409 RAY RD, ENIGMA, GA 31749-2710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 409 RAY RD, ENIGMA, GA 31749-2710 |
| Document Number | 0000000933/0000000006 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 0000000933/0000000006 |
| Name | NEW DAY FINANCIAL |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 409 Ray Rd was $760 with exemptions applied.
Source: Berrien County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Berrien County |
| Unified School District | Berrien County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $760.00 Homeowner's exemption Senior Citizen's exemption | $35,209 Land $5,800 Building $29,409 | $88,023 Land $14,500 Building $73,523 |
| 2023 | $892.00 (-17.71%) Homeowner's exemption Senior Citizen's exemption | $35,209 (-) Land $5,800 Building $29,409 | $88,023 (-) Land $14,500 Building $73,523 |
| 2022 | $1,084.00 Homeowner's exemption Senior Citizen's exemption | $35,209 Land $5,800 Building $29,409 | $88,023 Land $14,500 Building $73,523 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Ray Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Ray Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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