409 Rathbun St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 409 Rathbun St, Woonsocket, RI 02895

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Mar 2022)
Tax Bill	$7,074 (2025)
Deeds & Mortgages	May 2023 Refinance Aug 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8026490`

Property Details

APN / Parcel Number

Primary APN	`8026490`
Alternative APN	`WOON M:21B L:112 U:41`

Interior

Units	2 Units

Exterior

Lot Area	7,841 sqft (0.18 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	8026490
Street Address	409 RATHBUN ST
City	WOONSOCKET
State	RI
Zip	02895-1246
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R4
Legal Lot Number	112
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2020
Census Tract	18100

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 WEDGE ROW # A, A, N PROVIDENCE, RI 02904
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BLUESTONE BANK
Aug 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EDWARD GIARDINA
Mar 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage EDWARD GIARDINA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Aug 1, 2006 · Amount on Record
Deed Document Number	202223
Deed Book / Page	2716 / 110
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	409 RATHBUN ST, WOONSOCKET, RI 02895-1246
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002806-232
Date	May 15, 2023
Book Page	2806/232
Instrument	227615

Lender

Name	BLUESTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	409 RATHBUN ST, WOONSOCKET, RI 02895-1246
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002755-26
Date	Aug 5, 2022
Book Page	2755/26
Instrument	223523

Lender

Name	EDWARD GIARDINA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2023

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Mar 18, 2022
Property Address	409 RATHBUN ST, WOONSOCKET, RI 02895-1246
Document Number	002716-110
Book / Page	2716 / 110
Instrument Date	Mar 18, 2022
Instrument	220823
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 WEDGE ROW # A, A, N PROVIDENCE, RI 02904
Investor	Possibly a Property Investor

Mortgage

Document Number	0000220824
Date	Mar 18, 2022
Instrument	220824

Lender

Name	EDWARD GIARDINA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,074.00 (+8.45%)	$629,900 (+35%) Land $91,300 Building $538,600	$874,270
2023	$6,523.00	$466,600 (-) Land $91,300 Building $375,300
2022	$6,523.00	$466,600 Land $91,300 Building $375,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	45 units insured incl. 45 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: Xfinity.

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