409 Rast St, Sumter, SC 29150 Property Records

Sumter County property record for 409 Rast St, Sumter, SC 29150

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,993 sqft · built 2000
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Dec 2024)
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230-16-03-014`

Property Details

APN / Parcel Number

Primary APN	`230-16-03-014`
Alternative APN	`44814`

Interior

Stories	1 Story
Building Area	1,993 sqft Total Area
1st Floor Area	1,993 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	105,851 sqft (2.43 acres)
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	44814
Old Parcel Number	230 16 03 014
Street Address	409 RAST ST
City	SUMTER
State	SC
Zip	29150-2579
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GC
Legal Description	LOTS 2&3 PB00-253 UNIT 2
Legal Subdivision	CAROLINA CENTER HORIZONTAL PRO
Legal Lot Number	2,3 3
Legal Unit	2
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1034
Census Tract	901

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	200 LAKEWOOD DR, SUMTER, SC 29150-7005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK
Aug 12, 2022	Deed, Transfer · Line of Credit THE CITIZENS BANK
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2024 · Amount on Record
Deed Sale	Dec 10, 2024 · Amount on Record
Prior Sale	Aug 12, 2022 · Amount on Record
Deed Document Number	0013343336
Deed Book / Page	1334 / 3336
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	409 RAST ST, SUMTER, SC 29150-2579
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6645 DEVEAUX RD, SUMTER, SC 29154-8361

Mortgage

Document Number	0013062508
Date	Sep 6, 2022
Book Page	1306/2508

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	SUMTER, SC 29151

Agreement

Type	Line of Credit

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 12, 2022
Property Address	409 RAST ST, SUMTER, SC 29150-2579
Document Number	0013053326
Book / Page	1305 / 3326
Map Reference	VOL 769 PG 997
Instrument Date	Aug 11, 2022
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 RAST ST, SUMTER, SC 29150-2579

Mortgage

Document Number	0013053330
Date	Aug 12, 2022
Book Page	1305/3330

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	SUMTER, SC 29151

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2037

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	409 RAST ST, SUMTER, SC 29150-2579
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012335181
Date	Jun 12, 2017
Book Page	1233/5181

Lender

Name	CITIZENS BANK
Type	Bank
Address	SUMTER, SC 29151

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jun 5, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,378.00 (-23.4%)	$8,860 (-20.32%) Land $2,540 Building $6,320	$147,527 (-20.39%) Land $42,340 Building $105,187
2023		$11,120 (-7.02%) Land $2,540 Building $8,580	$185,301 (-7.04%) Land $42,340 Building $142,961
2022	$4,410.00	$11,960 Land $3,180 Building $8,780	$199,330 Land $52,925 Building $146,405

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2015–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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