409 Race St, Leonard, MI 48367 Property Records

Oakland County property record for 409 Race St, Leonard, MI 48367

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1930
Lot Size	0.621 acres (27,051 sqft)
Owner	Individual Name on Record
Last Sale	$297,500 (Mar 2023)
Tax Bill	$2,249 (2025)
Deeds & Mortgages	Mar 2023 Sale Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A-05-27-404-003`

Property Details

APN / Parcel Number

Primary APN	`A-05-27-404-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	697 sqft
Unfinished Basement	697 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	27,051 sqft (0.621 acres)
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	202 sqft
Deck Area	18 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 RACE ST
City	LEONARD
State	MI
Zip	48367-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTCODE
Legal Description	T5N, R11E, SEC 27 VILLAGE OF LAKEVILLE LOTS 1 & 4, ALSO E 1/2 OF LOTS 2 & 3 EXC W 20 FT OF N 25 FT OF E 1/2 OF LOT 2 BLK 23
Legal Range	11E
Legal Township	05N
Legal Section	27
Legal Subdivision	LAKEVILLE
Legal Block	23
Legal Lot Number	1-4
Jurisdiction	OAKLAND MI
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2018
Census Tract	120000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 RACE ST, LEONARD, MI 48367-6613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer
Dec 7, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 4, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
May 2, 2018	Deed of Trust, Mortgage · VA Mortgage USAA
Apr 6, 2017	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Apr 6, 2017 · Amount on Record
Deed Document Number	202326826
Deed Book / Page	58487 / 587
Prior Transfer Date	Oct 27, 2021
Prior Transfer Doc	0000269067
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 20, 2023
Property Address	409 RACE ST, LEONARD, MI 48367-6613
Document Number	0000026826
Book / Page	58487 / 587
Map Reference	LB 3 PG 37
Instrument Date	Mar 16, 2023
Instrument	26826
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount Recorded
Tax	$2,231.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 RACE ST, LEONARD, MI 48367-6613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6577 PINE RIDGE CIR, CLARKSTON, MI 48346-1124

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 7, 2021
Property Address	409 RACE ST, LEONARD, MI 48367-6613
Document Number	0000269067
Book / Page	57147 / 169
Map Reference	LB 3 PG 37
Instrument Date	Oct 27, 2021
Instrument	269067
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 RACE ST, LEONARD, MI 48367-6613

Mortgage

Document Number	0057147172
Date	Dec 7, 2021
Instrument	57147/172

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	409 RACE ST, LEONARD, MI 48367-6613
Document Number	0000078122
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 RACE ST LEONARD MI 483676613, LEONARD, MI 48367-6613

Mortgage

Document Number	0000078122
Date	Apr 17, 2020
Book Page	054093/000247
Instrument	78122

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	409 RACE ST, LEONARD, MI 48367-6613
Document Number	0000078341
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	409 RACE ST LEONARD MI 483676613, LEONARD, MI 48367-6613

Mortgage

Document Number	0000078341
Date	May 9, 2018
Book Page	051798/000077
Instrument	78341

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 6, 2017
Property Address	409 RACE ST, LEONARD, MI 48367-6613
Document Number	0000062177
Book / Page	50536 / 00423
Map Reference	LB 3 PG 37
Instrument Date	Mar 29, 2017
Instrument	062177
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1309 N BALLENGER HWY # 1, 1309, FLINT, MI 48504-7519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3825 GERALD AVE, ROCHESTER HILLS, MI 48307

Mortgage

Document Number	0000062179
Date	Apr 6, 2017
Instrument	062179

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Addison Township
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,249.00 (-35.85%) Homeowner's exemption	$100,220 (+12.19%)	$200,440 (+12.19%)
2024	$3,506.00 (+51.19%)
2023		$89,330	$178,660
2021	$2,319.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

409 Race St, Leonard, MI 48367 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Race St

Nearby Streets

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